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You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
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<p style="text-align:justify"><em>There has been sharp rise in the NPAs amid COVID-19 pandemic</em></p>
<p style="text-align:justify">With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in the last one-and-a-half years.</p>
<p style="text-align:justify">R. Nagarajan had taken a loan for his engineering course and started repaying it when he got a job at a start-up in the second half of 2019. In a few months, COVID-19 broke out and the start-up closed, leaving him and seven of his colleagues jobless. “I have not been able to repay the loan for over a year. And now I have a job with a lesser salary, and will have to close the loan soon,” he said. With the NPAs rising due to COVID-19, banks are very cautious.</p>
<p style="text-align:justify">According to data from CRIF High Mark Credit Information Services, the education loan market in Tamil Nadu grew to ₹20,200 crore in March 2021 from ₹18,600 crore in March 2019. The data also showed that NPAs, measured in terms of portfolio at risk (PAR) for 91-180 days, increased to 16.3% as of March 2021 from 15% at the end of March 2020. PAR is the proportion of loans overdue (for a specific number of days) to the overall loans outstanding.</p>
<p style="text-align:justify">A senior official of the Chennai-based Indian Bank confirmed that the number of NPAs in the education loan sector had increased substantially, compared with the pre-pandemic period, and attributed the increase to unemployment and under-employment. For Indian Bank alone, the NPAs increased about 17.2% to ₹1,197.51 crore as on June 2021 from ₹1,021.1 crore as on September 2020.</p>
<p style="text-align:justify"><img alt="" src="/upload/images/Tamil%20Nadu.jfif" style="height:750px; width:960px" /></p>
<p style="text-align:justify">Even those who are seeking fresh education loans are finding it tough to get sanction. Parents of many students whom The Hindu spoke to said that after COVID-19 broke out, banks were reluctant to sanction loans, and some lamented that their reduced salaries did not meet the banks’ requirements.</p>
<p style="text-align:justify">Please <a href="https://www.thehindu.com/news/national/tamil-nadu/banks-turn-cautious-on-student-loans-as-npas-rise-amid-covid-19-pandemic/article35399848.ece">click here</a> to read more. </p>
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LATEST NEWS UPDATES | Banks turn cautious on student loans -Sangeetha Kandavel and Sanjay Vijayakumar </title>
<meta name="description" content="-The Hindu
There has been sharp rise in the NPAs amid COVID-19 pandemic
With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in..."/>
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There has been sharp rise in the NPAs amid COVID-19 pandemic
With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in..." />
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<br><small>July 19, 2021</small>
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With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in the last one-and-a-half years.
R. Nagarajan...</p>
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<br><small>July 19, 2021</small>
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Lockdowns need to be guided by trade-offs between harsh and mild policies
Data show that as of now 26.2% of the world population has received at least one dose of a COVID-19 vaccine. Of them, only 1% live in low-income countries. By contrast, the richer...</p>
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<br><small>July 18, 2021</small>
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Shift in tax burden comes at a time when pandemic has led to many job losses and reduced income levels
In FY21, despite a stringent lockdown and a raging COVID-19 first wave, the gross tax revenue collected by the Centre increased over FY20. However, the...</p>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-IANS/ The New Indian Express
The Pegasus Project, a consortium of international news organisations, believes the leaked data is indicative of potential targets identified in advance of possible surveillance attempts.
NEW DELHI: The Pegasus snoop list has 40 Indian journalists and forensic tests confirm presence of Pegasus...</p>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-The Telegraph
The party suspects that the removal of Ravi Shankar Prasad in the cabinet shuffle could be linked to fear of a controversy erupting in the upcoming Parliament session
The Congress on Saturday said the latest report by the Comptroller & Auditor General of India points...</p>
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<br><small>July 19, 2021</small>
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With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in the last one-and-a-half years.
R. Nagarajan...</p>
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<br><small>July 19, 2021</small>
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Lockdowns need to be guided by trade-offs between harsh and mild policies
Data show that as of now 26.2% of the world population has received at least one dose of a COVID-19 vaccine. Of them, only 1% live in low-income countries. By contrast, the richer...</p>
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<br><small>July 18, 2021</small>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-IANS/ The New Indian Express
The Pegasus Project, a consortium of international news organisations, believes the leaked data is indicative of potential targets identified in advance of possible surveillance attempts.
NEW DELHI: The Pegasus snoop list has 40 Indian journalists and forensic tests confirm presence of Pegasus...</p>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-The Telegraph
The party suspects that the removal of Ravi Shankar Prasad in the cabinet shuffle could be linked to fear of a controversy erupting in the upcoming Parliament session
The Congress on Saturday said the latest report by the Comptroller & Auditor General of India points...</p>
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<br><small>July 19, 2021</small>
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With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in the last one-and-a-half years.
R. Nagarajan...</p>
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<br><small>July 19, 2021</small>
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Lockdowns need to be guided by trade-offs between harsh and mild policies
Data show that as of now 26.2% of the world population has received at least one dose of a COVID-19 vaccine. Of them, only 1% live in low-income countries. By contrast, the richer...</p>
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<br><small>July 18, 2021</small>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-IANS/ The New Indian Express
The Pegasus Project, a consortium of international news organisations, believes the leaked data is indicative of potential targets identified in advance of possible surveillance attempts.
NEW DELHI: The Pegasus snoop list has 40 Indian journalists and forensic tests confirm presence of Pegasus...</p>
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<br><small>July 18, 2021</small>
<p style="padding-top: 6px;">-The Telegraph
The party suspects that the removal of Ravi Shankar Prasad in the cabinet shuffle could be linked to fear of a controversy erupting in the upcoming Parliament session
The Congress on Saturday said the latest report by the Comptroller & Auditor General of India points...</p>
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LATEST NEWS UPDATES | Banks turn cautious on student loans -Sangeetha Kandavel and Sanjay Vijayakumar
-The Hindu
There has been sharp rise in the NPAs amid COVID-19 pandemic
With unemployment rising, the ability of those who have taken education loans to pay back has come down sharply. As a result, the non-performing assets (NPAs) have increased in the last one-and-a-half years.
R. Nagarajan...
-The Hindu
Lockdowns need to be guided by trade-offs between harsh and mild policies
Data show that as of now 26.2% of the world population has received at least one dose of a COVID-19 vaccine. Of them, only 1% live in low-income countries. By contrast, the richer...
-The Hindu
Shift in tax burden comes at a time when pandemic has led to many job losses and reduced income levels
In FY21, despite a stringent lockdown and a raging COVID-19 first wave, the gross tax revenue collected by the Centre increased over FY20. However, the...
-IANS/ The New Indian Express
The Pegasus Project, a consortium of international news organisations, believes the leaked data is indicative of potential targets identified in advance of possible surveillance attempts.
NEW DELHI: The Pegasus snoop list has 40 Indian journalists and forensic tests confirm presence of Pegasus...
-The Telegraph
The party suspects that the removal of Ravi Shankar Prasad in the cabinet shuffle could be linked to fear of a controversy erupting in the upcoming Parliament session
The Congress on Saturday said the latest report by the Comptroller & Auditor General of India points...
