The microcredit revolution has been celebrated for helping poor women in developing countries start small businesses. By borrowing money for purchases such as a buffalo or sewing machine, the women were able to help lift their families out of poverty. But critics say the microcredit model has been perverted by commercial greed in India, with reports of abusive collection methods and sky-high interest rates. "What began as a simple, innovative model...

Economic liberalization since the 1990s has helped Dalits in Uttar Pradesh (UP) overcome caste inequalities, according to a research paper that argues against the view that reforms have exacerbated such disparities. The study by Devesh Kapur, Chandra Bhan Prasad, Lant Pritchett and Shyam Babu titled “Rethinking Inequality: Dalits in Uttar Pradesh in the Market Reform Era”, and excerpted last week in the Economic and Political Weekly, finds significant changes in patterns...

Buddhi Devi was 14 when she was betrothed. In India, that is not unusual: many marry young. Her intended was a boy from her village who was two years younger — that, too, was not strange. But she was also supposed to marry her future husband’s younger brother, once he was old enough. Now 70 and a widow who is still married— one of her husbands is dead — Ms. Devi...

To eliminate misuse and leakages from its flagship rural employment programme, India could introduce biometric-aided identity checks that can be verified remotely. The government’s initiative comes at a time when the Mahatma Gandhi National Rural Employment Guarantee Scheme has been criticized for leakages. It is the government’s largest social sector spending programme with allocation for this fiscal pegged at Rs40,100 crore. The proposal, which has already been submitted to the government for...

Caste proponents say the census must include questions on caste to establish true caste ratios. Opponents say questions on caste are socially divisive. They also raise a behavioural objection: the very announcement of a caste census could encourage people to claim, fraudulently, that they belong to a caste entitled to reservations. This behavioural objection applies as forcefully to surveys for determining poverty. The National Sample Survey Organization conducts periodic surveys on...