Just as microcredit on its own does not represent full financial inclusion, it is our view that neither do business correspondent accounts In a country of 1.2 billion individuals, if we exclude children, we should at least have 900 million bank account holders before we can say the job of basic inclusion in banking is complete. No matter how we count, however, the actual number of bank account holders do not...

A difference of opinion between two ministries has put paid to a six-month-old proposal to extend a government health insurance scheme for the poor to those working under the government’s flagship job guarantee programme. The Rashtriya Swasthya Bima Yojana (RSBY) offers cashless hospitalization benefit up to Rs30,000 for a poor family of five. Nearly 11 million families have been issued smart cards since the scheme was introduced through the labour ministry...

Villagers were paid wages two months late which is a violation of rules  The government’s flagship scheme for the rural poor was meant to provide succour to the unemployed but here, at least, it seems to be the cause of distress. A recent social audit into the workings of the Mahatma Gandhi Rural Employment Guarantee Scheme (MGREGS) in Bihar by the Jan Jagran Abhiyan (JJA) in Araria district revealed serious problems...

According to a press release of the Asian Human Rights Commission (AHRC), 28 tribal children have become victims of malnutrition in Madhya Pradesh. The AHRC believes that the families of the children were deprived of their right to food under existing government schemes and right to health. Attributing its information to field reports by MP Lok Sangharsh Sanjha Manch and the state’s Right to Food Campaign, the AHRC has expressed...

A recent survey carried out by the TNUEF brings to light details of the discrimination Dalits in Madurai have faced for generations. OVER seven decades have rolled by since the freedom fighter A. Vaidhyanatha Iyer successfully led Dalits into the Meenakshi temple in Madurai, overcoming all the impediments posed by the casteist forces that were hell-bent on thwarting the historic event. But the stark reality is that “hidden apartheid” against...