Technology is helping public sector banks find customers in rural India. This is part of the Centre’s efforts to include villages in the organized financial system; to ensure they are not cheated of their wages. Pilots show promise   The current state of rural banking in the country is poor. A recent report, by the National Sample Survey Organization, revealed that 51.4 per cent of the 89.3 million total farmer households in...

In Danta village, 15km from Bhilwara city, 30-odd women start filing in at 8.30 am daily to resume work on building a concrete water reservoir. The women are among the 2,000 people in the village who have got work under the National Rural Employment Guarantee Act (NREGA) since the scheme, promising 100 days of work a year to one adult member of every rural family, was launched two years ago...

A difference of opinion between two ministries has put paid to a six-month-old proposal to extend a government health insurance scheme for the poor to those working under the government’s flagship job guarantee programme. The Rashtriya Swasthya Bima Yojana (RSBY) offers cashless hospitalization benefit up to Rs30,000 for a poor family of five. Nearly 11 million families have been issued smart cards since the scheme was introduced through the labour ministry...

Villagers were paid wages two months late which is a violation of rules  The government’s flagship scheme for the rural poor was meant to provide succour to the unemployed but here, at least, it seems to be the cause of distress. A recent social audit into the workings of the Mahatma Gandhi Rural Employment Guarantee Scheme (MGREGS) in Bihar by the Jan Jagran Abhiyan (JJA) in Araria district revealed serious problems...

Though many migrant workers from south Madhya Pradesh have died of the incurable workplace disease called silicosis contracted from inhaling quartz dust in stone crushing factories in Gujarat, the public health system has carried out no comprehensive survey to identify the disease, which is often passed off as tuberculosis, many factories have not installed anti-pollution systems, and the NHRC has been sitting on the case since 2006 “He kept coughing…became more...