Technology is helping public sector banks find customers in rural India. This is part of the Centre’s efforts to include villages in the organized financial system; to ensure they are not cheated of their wages. Pilots show promise   The current state of rural banking in the country is poor. A recent report, by the National Sample Survey Organization, revealed that 51.4 per cent of the 89.3 million total farmer households in...

In Danta village, 15km from Bhilwara city, 30-odd women start filing in at 8.30 am daily to resume work on building a concrete water reservoir. The women are among the 2,000 people in the village who have got work under the National Rural Employment Guarantee Act (NREGA) since the scheme, promising 100 days of work a year to one adult member of every rural family, was launched two years ago...

Villagers were paid wages two months late which is a violation of rules  The government’s flagship scheme for the rural poor was meant to provide succour to the unemployed but here, at least, it seems to be the cause of distress. A recent social audit into the workings of the Mahatma Gandhi Rural Employment Guarantee Scheme (MGREGS) in Bihar by the Jan Jagran Abhiyan (JJA) in Araria district revealed serious problems...

At least two cases of hunger deaths have been reported from Jabalpur district of MP and Chittorgarh district of Rajasthan in the past few weeks. The two states are run by different political parties-- the BJP and the Congress-- but there is quite a lot common in the victims’ circumstances. Both families were among the poorest in their villages but were not included in the BPL list and both the...

The good news is that Bihar has done it! Bihar’s first successful social audit took place in Jamua Panchayat of Araria district despite violence and threats. Two thousand villagers participated in the exercise and fearlessly deposed in front of a panel of officials and civil society representatives. The social audit exposed widespread corruption, fake muster rolls and fake vouchers in the panchayat records. (see details and contact numbers below) Following the...