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Rural poor left out in financial inclusion

-The Indian Express   Financial inclusion in India seems to be far from inclusive. Out of a total of 5,165 new branches opened in 2011, only 21.86 per cent are rural branches, says a study. A growth rate of more than 700 per cent in urban Customer Service Points (CSPs) over the last year points towards the latest trend of urbanisation among Business Correspondents (BCs). Although there is not much difference between growth...

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Livelihood Mission to fine-tune delivery of government's social schemes by Devika Banerji

Recently launched National Rural Livelihood Mission might help the government in getting desired results from its social benefit schemes. Seen as the next big rural project after the National Rural Employment Guarantee Scheme, NRLM will provide a platform for formation of village groups that will then assist in fine-tuning existing government schemes. The government's expectations from NRLM stems from the instances of success in some states that have been able to...

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The discreet charm of civil society by P Sainath

There is nothing wrong in having advisory groups. But there is a problem when groups not constituted legally cross the line of demands, advice and rights-based, democratic agitation. The 1990s saw marketing whiz kids at the largest English daily in the world steal a term then in vogue among sexually discriminated minorities: PLUs — or People Like Us. Media content would henceforth be for People Like Us. This served advertisers' needs...

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What's in a name? by Mukul Kesavan

On June 12, Ravi Shankar Ratnam helped Ram Krishna Yadav resume eating after Yadav had fasted for a week. This wouldn’t have made the headlines of every Indian newspaper the next morning if it hadn’t been for the fact that both men had achieved a state of demi-divinity through the tried-and-tested process of Hindu name-inflation. Ram Krishna Yadav became Swami Ramdev when he took sanyas and after his extraordinary success...

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When some are less than equal by Rukmini Shrinivasan

Whether it is in education, health or jobs, there are enormous differences in outcomes in modern India, so much so that it often seems like two countries exist within one. Economic opportunities have undoubtedly expanded for a section of India's population, but there are serious obstacles in the path of many. Nobel laureate and development economist Amartya Sen has written about the 'conversion handicap' which, quite separately from an 'earnings...

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