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Need regulation to make sure that financial inclusion becomes cost-effective by Ashok Khemka

One of the key factors to inclusive growth is financial inclusion for all. Financial inclusion refers to universal access to a wide range of banking solutions and financial services in a fair, predictable and transparent manner at affordable costs. The poor tend to be ignored because the transaction costs in serving them are high. Initiatives that reduce these costs will allow service providers to begin thinking of financial services for...

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Remaking their destiny by Pamela Philipose

-WFS   Pamela Philipose meets three tribal women who changed the course of their lives through sheer grit and determination, despite their circumstances Kaushal Markam’s experiences are not unusual. When she managed to get a job card entitling her to work on one of the government-run worksites under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), she was delighted.  Money was always in short supply, and this 35-year-old Baiga tribal woman of Dongaria...

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Planning, Execution by Anuradha Raman

Women and impoverished, illiterate tribals fall prey to Madhya Pradesh’s overweening family planning zeal Birth Control 1951 Family planning as a policy is launched in independent India 1978 Rechristened Family Welfare after the emergency 2000 National Population Policy aims at stable population by 2045 2010 Madhya Pradesh launches targeted family planning NPP says sterilisation should be last resort in family planning. *** When Shyam Lal* walked into a primary health centre at Rewa, a dusty little town in...

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New approach to Nrega as it runs out of steam

-Rediff.com    Even while the UPA Government is pushing for two more flagship programmes of food for all and medicines to all, its first flagship programme of the Mahatma Gandhi National Rural Employment Guarantee Act (Nrega) is losing steam. More than 40 per cent of the Rs 40,000-crore (Rs 400 billion) budget sanctioned for it during 2011-12 remained unspent until December, prompting the Finance Ministry to propose a reduced budget for it in...

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BPL housing scheme ‘scam’ by Alamgir Hossain

Several undeserving candidates have allegedly been allotted money in a Murshidabad pocket under a central housing scheme for below-poverty-line people. Many residents of Gangadhari village in Naoda have been enlisted as beneficiaries of the Indira Awaas Yojana even though they already have a house and farmland, depriving homeless people. Villagers owing allegiance to the Congress lodged a complaint with the block development officer of Naoda last month accusing the RSP-run local Madhupur...

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