`Financial Inclusion' as defined by the committee of financial inclusion is the process of ensuring access to financial services and timely and adequate credit, where needed by vulnerable groups, such as weaker sections and lower income groups at an affordable cost. Reserve Bank of India (RBI) has selected Baikunthpur village in Narayanpur block of Mirzapur district to provide banking services to the villagers under its financial inclusion programme. The programme...

The poor in India's cities are in many ways worse off than those in rural areas, says Housing and Urban Poverty Alleviation Minister Kumari Selja, pointing out that the urban population is set to double in the next 25 years to over 600 million. 'About 300 million people live in towns and cities underserved by utilities, with inadequate housing and increasingly choking traffic. The condition of the urban poor is by...

Wajahat Habibullah, India’s chief information commissioner, has a towering task. He sees to it that the government gives its citizens information they ask for under the 2005 Right to Information Act, a position that effectively makes him an umpire astride India’s mighty bureaucracy and messy democracy. He is retiring later this month after five years in office—that’s how long the RTI law, which allows citizens to demand official documents, has been...

Despite some movement in primary education, assured rural employment and access to potable water, India continues to lag behind in realising the Millennium Development Goals set for 2015 by the United Nations, says a new report. Persistent inequalities, ineffective delivery of public services, weak accountability systems and gaps in implementing pro-poor policies are major bottlenecks to progress, said the country report on India pertaining to the Millennium Development Goals. It...

“This Employment Guarantee Act is the most significant legislation of our times in many ways. For the first time, rural communities have been given not just a development programme but a regime of rights…The NREGA gives employment, gives income, gives a livelihood, and it gives a chance to live a life of self-respect and dignity.” — Prime Minister Manmohan Singh at the launch of NREGS The National Rural Employment Guarantee Scheme...