Neglected by conventional banks, low-income women in Satara have set one up themselves. Not long after Chetna Gala Sinha came to the drought-stricken region of Mhaswad in western Maharashtra to marry a farmer and prominent local social activist, she began putting her university degree in finance into action. Local women, she observed, were wearing themselves out in subsistence livelihood such as growing grapes or selling vegetables. In 1992, Chetna, who grew up...

-The Economic Times   States owe rural job seekers more than Rs 68 crore in unemployment dole, undermining the effectiveness of the government's flagship rural jobs guarantee scheme that has millions of workers in its fold. Workers enrolled under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) are entitled to unemployment allowance if they are not provided a job within 15 days of applying for it. Although the allowance is to...

Health care in India, at its finest, matches the standards of international best practice. The knowledge, skill and confidence of its doctors and nurses, the sophistication of available technology, quality of service and five-star hospitality compete with the best in the world. Its relatively low cost has made it an important player in the health tourism sector. However, at the other extreme, publicly funded health care services often do not...

Rural development minister Jairam Ramesh has proposed social audits for the centre's big-ticket welfare programmes running under different ministries, on the lines of the scrutiny that he recently mandated for the flagship rural jobs scheme. "The concept has the potential to revolutionise the system. If we can have social audits for three-four major social sector schemes, it will change the way the country functions," Ramesh said. If the proposal is...

-The Economic Times   The government's flagship rural employment programme may soon get a dedicated legal setup that would enable state governments to fast-track conviction of erring officials and panchayat heads implementing the scheme. The rural development ministry, which implements the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) through state departments and panchayats, is going to approach the Supreme Court to facilitate setting up of NREGA mobile courts in every district....