-The Hindu Providing access to credit likely to be a hard step For Prime Minister Narendra Modi's newly launched Jan Dhan Yojana to be successful, India needs to provide over 100 million households access to banks, data show. An even harder step, however, is likely to be access to credit. As of March 2012, the most recent year for which relevant Reserve Bank of India (RBI) statistics are available, India had over 900...

-The Telegraph Jaipur: In the space of a month, a remote Rajasthan village has taken a tiny step towards fulfilling the Prime Minister's dream of a Swachh Bharat, free of open defecation and open drains. But Bhanwari village in Rajasthan's Pali district, about 328km from Jaipur, has done it without the Centre's help and fast enough to beat the rains. Between May and June this year, Bhanwari has transformed itself into one of...

-The Hindu Business Line A new approach to financial inclusion using post offices The Government is making intensive efforts to extend access to financial resources such as savings accounts, credit and insurance services to unbanked sections of our society, and the knowledge and freedom to leverage them to one's benefit. The Budget has already mentioned that the Government considers financial inclusion as an important thrust area and the Prime Minister is expected...

-The Tribune The UPA's flagship programme MGNREGS changed the employment scene for the rural poor. While 100-day job guarantee was a novel step, loopholes and poor implementation rendered it a liability. The Modi govt hopes to gradually reinvent the scheme, if not entirely scrap it. Midway through the Congress-led UPA's second tenure - believed to be largely the courtesy of the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) -...

-The Indian Express The scheme should be refocused towards creating durable assets in agriculture. The Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) has a significant influence on agricultural operations and cultivation costs. If its present focus on community works can be reoriented to proactively promote improvements on the landholdings of small and marginal farmers through the creation of durable assets, it will be beneficial for agricultural productivity and incomes. Critics say that...