-The Indian Express A little more than a week ago, World Bank chief Jim Yong Kim praised Prime Minister Narendra Modi for launching the Pradhan Mantri Jan-Dhan Yojana (PMJDY), which he called an “extraordinary effort” at financial inclusion. According to the Union finance ministry, India has attained 99 per cent financial inclusion, measured as households’ access to bank accounts. Within three months of launching the PMJDY, the government entered the Guinness...
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Why RBI had to protect small farmers -Ravi Krishnan
-Livemint.com The RBI norms towards targeted marginal lending for the small farmer is a structural solution to aid them—unlike bailout packages, which provide only short-term relief In its latest overhaul of priority sector lending rules, the central bank has stipulated that lenders should funnel at least 8% of their credit to small and marginal farmers. While the overall agriculture loan growth has galloped over the past decade, the chart shows why...
More »It's not rural India alone; job scheme also in distress -Nitin Sethi
-Business Standard Even as country stares at a possible drought, Mahatma Gandhi National Rural Employment Guarantee Scheme has hit a new low At a time when rural India is in distress, the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), which could have provided some relief, is itself facing its worst period ever. The number of people working under the scheme and the amount of work provided is dwindling, and the trend...
More »Bihar’s earthquake toll due to poor condition of houses -Anupam Srivastava
-Down to Earth Census data shows Bihar among the three states with lowest proportion of houses which can be categorised ‘good’ What made Bihar vulnerable to the Nepal earthquake and led to the reported deaths of 38 persons in the state? Proximity to Nepal and, therefore, the epicenter is certainly a primary reason. The other major reason is the condition of houses in the state. Almost all the deaths due to an...
More »Land, development and democracy -Mihir Shah
-The Hindu India cannot continue with a pattern of industry that yields so few jobs but has such a large ecological footprint. Neither can it be excited by the urban nightmares that its cities are today. The land law debate must be the occasion to talk about these key national agendas The current debate on the land law is important because it affords us a chance to reflect more deeply on the...
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