The government appears to be working towards an amicable solution on the question of who can collect biometric information data for the Indian population. There has been disagreement about whether this will be done by the UIDAI headed by Nandan Nilekani, or the National Population Register headed by Home Minister P. Chidambaram. It now seems that both may continue to collect data but share its use. When any country sets about...
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How to use the existing RTI Act of India to query the private sector by Veeresh Malik
Chances of a single answer to two opposing questions on the RTI Act means there is something to it which the rule-books don’t tell you about—but you can bowl googlies to them, too, when the system expects you to hold a straight bat to their bouncers Here is a single answer to two diametrically opposite questions—“Yes, you can file an application under the Right to Information Act of India 2005 (RTI...
More »What’s Wrong and Right with Microfinance by David Hulme and Thankom Arun
Recent events in south Asia have led to an unexpected reversal in the narrative of microfinance, long presented as a development success. Despite charges of poor treatment of clients, exaggeration of the impact on the poorest as well as the risks of credit bubbles, the sector can play a non-negligible role in reaching financial services to low-income households. In regulating the sector, there is need for caution in setting interest...
More »Keeping track of wage payments for rural jobs scheme by Viswanath Pilla
The Smart Card Project is helping nearly 12.7 million poor people in Andhra Pradesh to get timely payment of wages It was conceived as a vehicle to promote financial inclusion by taking banking services to the unbanked poor, harnessing information and communications technology to ensure the benefits of public welfare programmes reach those they are intended for by plugging leakages. The Andhra Pradesh Smart Card Project, launched in 2007, is...
More »UID Aadhaar as if People Matter by SG Vombatkere
Media Reports The UID Aadhaar project planning and system design shortcomings and security risks at the national (or macro) level have been discussed elsewhere.1 The present article views the Aadhaar project at the system operational level, with practical considerations based on observed and probable functioning at the service delivery end. Consider the following report in a local daily, The Mysore Bugle: Food riots: PDS outlet vandalised Mysore: August 2, 2015—The PDS outlet in Ashokpuram...
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