On December 15, the Andhra Pradesh legislative assembly cleared a bill to regulate microfinance institutions (MFIs) in the state. The bill replaces an ordinance issued in October following 54 suicide deaths allegedly due to coercive methods of loan recovery by MFIs (see ‘Death by Default’, Down To Earth, November 30, 2010). The bill mandates MFIs to be registered with the district authority to collect installments at the panchayat office and restricts...

A sea water farming project and a genetic garden of Halophytes are being launched at Vedaranyam today The year 2010 marks the 80th anniversary of the Salt Satyagraha launched at Dandi by Mahatma Gandhi and at Vedaranyam by Rajaji to establish that sea water is a social resource. A Sea Water Farming project and a Genetic Garden of Halophytes are being launched at Vedaranyam on December 26, 2010 to initiate a...

At its core, healthcare is essentially a public service. So its demand and supply cannot be left to the market and can't be limited to care rendered or financed by public expenditure, but must also include incentives and disincentives for care paid for by citizens. India's healthcare challenges are aggravated by lack of overall coverage of health insurance services. Although the government and some private employers provide health protection, the...

IT WAS a windfall five years ago that taught Panchali Satyavva the power of a lie. It happened one Monday afternoon in Someshwar village of Nizamabad district in Andhra Pradesh. It was raining in sheets and she had just placed a bucket under the steady trickle of water from the roof of her hut. Two men were at her door, holding umbrellas and offering her an unsolicited Rs. 5,000. They...

Retail giants pushing the European Union-India free trade deal promise consumers a "new and dynamic retail experience" but ignore the fate of India’s "mom-and-pop" stores and some 40 million people they employ. Four years in the making, the EU-India Bilateral Trade and Investment Agreement made serious headway during Indian Prime Minister Manmohan Singh’s visit to Brussels Dec. 10 and is due to be signed and sealed early 2011. But the negotiations have...