-CivilSocietyOnline.com For the past decade state governments have launched a series of Internet-based initiatives to deliver services more efficiently. Technology has been seen as the best way of bypassing red tape and corruption in the system to reach the poor directly with benefits. Beneficiaries are identified through biometrics and a series of tech solutions like smart cards, micro ATMs and so on. The result of these efforts is that India is...
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Last-mile connectivity a bane for Jan Dhan scheme -Nitin Sethi & Ishan Bakshi
-Business Standard Only 47 per cent of the people with PMJDY accounts have received their RuPay debit cards, while these have been issued to 85 per cent of the beneficiaries Last-mile connectivity pangs have hobbled the Pradhan Mantri Jan Dhan Yojna (PMJDY) in several ways, according to a study by MicroSave for the finance ministry. The scheme has helped improve financial inclusion. But insufficient income for banking correspondents (BCs) and a deficiency in...
More »Polavaram is reaping the Jan Dhan benefit -Gunturi Naga Sridhar
-The Hindu Business Line The scheme has made life easier for the people of this Andhra Pradesh village, one of the first in the state to have 100 per cent financial inclusion. But the local experience also throws up a few questions relevant nationally, reports Gunturi Naga Sridhar Fourty-year-old M Ravamma, from Polavaram, a village in the Krishna district of Andhra Pradesh, had a nightmarish experience two months ago. Her husband complained...
More »A bank account for Mary -Jayshree Venkatesan
-The Hindu The PMJDY celebrates success on its website, but thousands of Marys remain outside the banking system. This won’t change unless the scheme alters both design and implementation A few months ago, when the Pradhan Mantri Jan Dhan Yojana (PMJDY) was still being spoken of as a success for the largest number of accounts opened in a day, earning the government a Guinness world record, I visited the branch of a...
More »UP school uniform Scam: Shocking findings
Despite the provision of free school uniforms to be given to school children aged 6-14 years under the Right to Free and Compulsory Education Act, when it comes to education department of Uttar Pradesh things are happening in the wrong way. Officials working in UP's education department demand for commissions from uniform suppliers, reveals a Cobra Post sting. In order to know more, please read the press release from Cobra...
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