The National Bank for Agriculture and Rurual Development (NABARD) will pay greater focus on financing through 'Joint Liability Groups' (JLs) in Kerala as it is found more effective way of priority sector lending. JLs are informal groups of even 4-10 individuals joining together for the purpose of availing bank loans through group mechanisms against mutual guarantee. According to NABARD's State Credit Plan 2011-12, financial inclusion through JLGs would be deepened in partnerships...

Over the past decade, as crops have failed year after year, 200,000 farmers have killed themselves Naryamaswamy Naik went to the cupboard and took out a tin of pesticide. Then he stood before his wife and children and drank it. "I don't know how much he had borrowed. I asked him, but he wouldn't say," Sugali Nagamma said, her tiny grandson playing at her feet. "I'd tell him: don't worry, we...

Alternative Global Forum for Life, Environmental and Social Justice gets under way in CancunVery different from the Arctic temperatures at Moon Palace, where the United Nations climate change conference is under way, a large open-air gymnasium and basketball court is the venue for the alternative Global Forum for Life, Environmental and Social Justice, which began here on Saturday.Protests plannedLed by Via Campesina, or the International Peasant Movement, farmers have been...

Focus may be on forestry issues and reducing emissions from deforestation This beach resort, swarming with tourists and sports utility vehicles and having opulent hotels and evident unsustainability, may not be the ideal place for a climate change conference but the real issues of climate change are too critical not to be debated anywhere. The United Nations Climate Change Conference that gets under way here on Monday may not result in much...

The main greenhouse gases have reached their highest concentration levels since pre-industrial times, a United Nations climate research body said today. The World Meteorological Organization’s (WMO) 2009 Greenhouse Gas Bulletin warns that carbon dioxide, methane and nitrous oxide have all increased their presence, increasing their burden on the earth’s atmosphere. “Greenhouse gas concentrations have reached record levels despite the economic slowdown. They would have been even higher without the international action taken...