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Finance Minister stipulates time frame for banks to disburse loans; move comes as lenders turning risk averse -Manojit Saha

-The Hindu In a communication to State-run banks, the government said the move is aimed at ensuring credit flow for economic activities and the guidelines come into effect from Monday when the business activities resume. Mumbai: As business activities resumed on Monday after a nationwide lockdown, the Finance Ministry has swung into action to ensure credit flow to companies and prescribed a specific time frame for banks within which a loan needs...

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Digital transactions rise sharply, banks’ RTGS up 34% in March: RBI data -Aashish Aryan & Sunny Verma

-The Indian Express The usage of cash and other cash-based services, however, dipped during the period, the data showed. New Delhi: The month of March, in which the national lockdown began, saw a sharp rise in digital financial transactions countrywide, according to data accessed by The Indian Express. According to the latest Reserve Bank of India (RBI) data, the total value of Real Time Gross Settlement (RTGS) transactions — the biggest online payment...

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Epidemics change the course of nations and transform societies. Here are four lessons from history -Dinyar Patel

-Scroll.in The past is no recipe for the future – but it can suggest what to expect. Epidemics, much like wars or natural disasters, profoundly influence the course of history. Consider a few examples. Smallpox, malaria, and influenza decimated indigenous Americans after European contact in the 16th century, paving the way for western colonisation of the New World. Yellow fever helped turn the tide of the Haitian Revolution at the beginning of...

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Borrowers to be charged interest for 3-month moratorium period: RBI

-The Hindu RBI told banks that they could shift the repayment schedule for loans and the residual tenor across the board by three months after the moratorium period. Banks which give borrowers a three-month moratorium on repayment of loans will continue to charge interest on the outstanding portion of the loans during this window period, the Reserve Bank of India clarified on Friday evening. The 3-month moratorium on repayment of loans - including...

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How Pervasive Are Modi Govt Cutbacks on Job Schemes -Bharat Dogra

-Newsclick.in Directly or indirectly, the government seems uninterested in creating jobs. At a time of widespread and intense concern about the worst unemployment situation in 45 years and all the distress and discontent that accompanies it, one would have expected the Union government to put job-creation at the top of its priority-list. One of the most obvious and direct ways to do this would be to expand its own schemes and programmes...

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