-The Business Standard The Jan Dhan Yojana has a lot of gaps to fill The NDAs financial inclusion programme, Pradhan Mantri Jan Dhan Yojana, targets poor households unlike similar schemes of the UPA, which focussed on villages. The scheme targets rural and urban unbanked households. That said, the scheme too has its own share of flaws. Misplaced enthusiasm A chat with poor casual workers after the launch of the Yojana gave the impression that...
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India's starving tea-garden workers -Sanjay Pandey
-Al Jazeera More than 100 workers have died of starvation since West Bengal's tea estates have begun shutting down. Jalpaiguri/Alipurduar, India - The picturesque tea gardens carpeting West Bengal's Dooars region are gradually turning into graveyards, as dozens of workers have fallen victim to starvation in recent months. More than 100 tea-garden workers have died of starvation in the past year amid site closures, activists say - but rather than taking action, the...
More »A big bang reform that may be spot on -TT Ram Mohan
-The Hindu The reassuring message in the Pradhan Mantri Jan Dhan Yojana is that in pursuing its economic objectives, the government wants to accord an important role to the public sector even while relying on market mechanisms The goal is hard to achieve. It is costly and unviable. It will create huge stresses in the banking system. The Narendra Modi government's Pradhan Mantri Jan Dhan Yojana (JDY), an ambitious scheme for financial...
More »For a new paradigm of social justice -D Shyam Babu and Chandra Bhan Prasad
-The Hindu The central policy challenge for the new government is how to sustain social gains while ensuring that Dalits can participate more meaningfully in the economy, by sharing in the fruits of economic growth while contributing as well In his address to the nation on Independence Day, Prime Minister Narendra Modi expressed his intention to "take a solemn pledge of working for... the welfare of the poor, oppressed, Dalits, the exploited...
More »Narendra Modi's Jan Dhan - what's new? -Debashis Basu
-The Business Standard Like Indira Gandhi, even Narendra Modi seems to be relying on directing public-sector banks through ministry of finance supported by party cadres. How new is that? Narendra Modi's biggest project so far is Pradhan Mantri Jan Dhan Yojana (PMJDY), an aggressively promoted idea to open bank accounts. The English media ran full-page ads and TV commercials to announce the scheme that is supposed to reach largely rural households. It...
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