Sample some data on the microfinance performance in India: According to the data provided by www.mixmarket.org, microfinance in India reached close to 270 lakh active borrowers in 2009, with the average loan size close to Rs 8,000. This translates into total borrowing to over Rs 20,000 crore. Though this number seems large, it represents only 0.3% of our GDP. Thus, large swathes of poor, both in our villages and urban...

How would you rate the functioning of the RTI Act five years into its enactment? It has been a mixed experience. It is encouraging that we have one of the best laws in the world but its shoddy implementation is taking the sheen away. The two nerve centers of RTI are simplifying the process of filing an application and making the functioning of the Commission effective. The posts of Information Commissioner...

The state government has decided to ask private schools to furnish details of their accounts to stop them from indiscriminately hiking fees. Although all private schools will be required to reveal the data, the government’s focus is on English-medium institutions as they have been frequently accused of raising fees arbitrarily. The state education department will soon send a circular to nearly 500 private English-medium schools — both unaided and partially aided (those...

Union Human Resources Minister Kapil Sibal on Monday said the Centre will not budge on provisions of the Right to Education Act (RTE) including the neighbourhood school concept. “There is no question of relaxing any provision. Poor students need an opportunity to study in schools in their neighbourhood,” Sibal told reporters here. The Union Minister was in the City to deliver the Vithal N Chandavarkar Memorial Lecture on ‘Empowerment through Education’...

The Unique Identification Authority of India (UIDAI)’s ambitious plan of issuing a unique biometric-enabled number, innocuously called ‘aadhaar’, to every Indian resident has finally begun to generate a debate on citizen-State relations, privacy, financial implications, and operational practicalities. What the debate has largely missed so far, however, is the credibility of the UIDAI’s claims in the field of social policy, particularly the National Rural Employment Guarantee Act (NREGA) and Public Distribution...