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Bank officials, microfinance institutions cornered benefits of farm loan waiver: CAG report -Pradeep Thakur

-The Times of India The UPA-1's Rs 52,000 crore farm loan waiver scheme is turning out to be a big financial scandal. Out of 1 lakh farm loan waiver accounts audited in 700 bank branches across the country — involving disbursement of Rs 500 crore — about 30% of the waiver amount was allegedly found to have been siphoned off by a nexus of bank managers and microfinance institutions (MFIs). A comptroller...

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Questions for Mr. Nilekani-SG Vombatkere

-The Hindu The architects of the unique identification scheme are yet to provide satisfactory answers to concerns about data security The Aadhaar scheme of the Unique Identification Authority of India (UIDAI) is to provide India’s billion-plus people with a unique identification number. Enrolment is not mandatory, though it was mentioned that it would be difficult for people to access public services if not done. The scheme requires individuals to provide their photograph,...

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How To Waive Crores Goodbye -Lola Nayar and Panini Anand

-Outlook UPA’s populist trumpcard of 2008—the farm loan waiver—has fallen short of its intended target, as a CAG audit throws up The Scheme     2008 Union finance minister P. Chidambaram announces farmer debt waiver and relief scheme in budget; PM Manmohan Singh writes to beneficiaries “seeking their support”     Rs 52,275 cr Total money that was disbursed to eligible farmers across the nation as part of loan waiver scheme     Rs 50,000 The loan...

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PM sends resident ID card scheme to GoM-Swaraj Thapa

-The Indian Express The ambitious Rs 5,500 crore proposal to issue resident identity cards to the entire population above 18 years of age under the National Population Register — which in the past had clashed with the Aadhaar scheme under UIDAI on ground that they had similar objectives — on Thursday failed to find Cabinet approval following which Prime Minister Manmohan Singh referred it to a Group of Ministers (GoM). Cabinet ministers...

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Government pushes banks to go rural, but will it pay?-Swati Pandey and Rajendra Jadhav

-Reuters RANCHHODPURA, India (Reuters) - Working out of a tiny rented room furnished with a wooden table, small biometric authentication machine and shelf stacked with passbooks, Ganesh Dangi is a one-man bank for a village of 650 people in northwestern Rajasthan. A business correspondent, or local representative, for State Bank of Bikaner and Jaipur (SBBJ) in Ranchhodpura village, 40 km (25 miles) east of Udaipur, Dangi is racing to sign up villagers...

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