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A bank account for Mary -Jayshree Venkatesan

-The Hindu The PMJDY celebrates success on its website, but thousands of Marys remain outside the banking system. This won’t change unless the scheme alters both design and implementation A few months ago, when the Pradhan Mantri Jan Dhan Yojana (PMJDY) was still being spoken of as a success for the largest number of accounts opened in a day, earning the government a Guinness world record, I visited the branch of a...

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Copyrights for Farmers: Role of Agricultural Intermediaries -Shalini Bhutani

-Economic and Political Weekly A number of state agencies and non-governmental organisations have come forward to facilitate farmers/breeders to register their crop varieties and obtain plant variety certifi cates. But can these agencies bring forth a change in the mindset of the small farmers and seed savers' groups who view the current intellectual property regime with scepticism and continue to keep away from it? Shalini Bhutani (shalinibhutani@hotmail.com) is a legal researcher and...

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Make National Agri Market inclusive for small farmers -Hema Yadav & Shalendra

-The Hindu Business Line New structure facilitates inter-state co-operation The recently announced National Agricultural Market aims to bring about a unified market through networking of mandis to facilitate seamless flow of goods and information. This may not alter the State- dominated existing agricultural marketing structure; but it calls for redefining their role and functions to make the concept more inclusive for farmers. Fear of rejection The networking of markets is expected to enhance access to...

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Agriculture can be highly profitable, but the gains are not easy to sustain -Vivian Fernandes

-FirstPost.com Travelling across the country for the past five months to bring farmers’ voices to urban audiences through a programme called ‘Smart Agriculture’ - to be broadcast every Saturday and Sunday from 25 July on CNN-IBN - we have learnt that agriculture is not a low-profit activity. In fact, it returns more than double the amount of cash invested. Sandipan Suman, a 47 year-old agricultural sciences graduate and maize grower in Bihar’s...

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Too poor to qualify for loans -Mehboob Jeelani

-The Hindu Banks continue denying loans to low-income groups, insisting on sticking to a standard EMI route even though they are dealing with a complex social issue. In July 2012, Pradeep Kumar, a 36-year-old resident of Ladpur, a shanty town that sits on the north-western periphery of Delhi, applied for an employment loan at the magistrate’s office in Kanjawala district. Under the Pradhan Mantri Rozgar Yojana or PMRY — a funding policy...

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