-The Business Standard    Draft health insurance guidelines must not remain on paper The insurance regulator’s draft guidelines on health insurance were necessary, given the segment has been plagued with high loss ratios, low penetration and persistent customer complaints. The draft, which proposes changes in every facet – product structure, renewability and claims settlement – is a thoroughly pro-customer document and seeks to plug the various loopholes that have been used to make...

The grand old  man of Indian cartooning RK Laxman has a delightful anecdote that embodies the charm of  political cartooning. Soon after the 1962 Sino-Indian war, Laxman lampooned Prime Minister Jawaharlal Nehru and his much-maligned defence minister Krishna Menon. That evening, Laxman got a call from the prime minister’s office. Picking up the phone, he was petrified of being at the receiving end of Nehru’s ire. He need not have...

There is need to find indigenous technologies and equipment to deal with this constant and undeclared threat There is increasing concern in the strategic community and the general public about cyber security and we are in the final stages of preparing a whole-of-government cyber security architecture. Our increasing dependence on cyberspace and the internet is evident. We had over 100 million internet users in India over two years ago. Add to this...

While freedom of speech and expression is an individual right, its actualisation often relies on a vast infrastructure of intermediaries. In the offline world, this includes newspapers, television channels, public auditoriums, etc. It is often assumed that the internet has created a more robust public sphere of speech by doing away with many structural barriers to free speech. But the fact of the matter is that even if the internet enables...

Ignoring widespread concern over the safety, efficacy and cost of pentavalent vaccines, India’s central health ministry has, this month, approved inclusion of the prophylactic cocktail in the universal immunisation programme in seven of its provinces. Pentavalent vaccine doses, a cocktail of five antigens in a single shot, confers immunity against five paediatric diseases - diphtheria, pertussis, tetanus, hepatitis B and haemophilus influenza type b (Hib), with the last one considered particularly...