Recent events in south Asia have led to an unexpected reversal in the narrative of microfinance, long presented as a development success. Despite charges of poor treatment of clients, exaggeration of the impact on the poorest as well as the risks of credit bubbles, the sector can play a non-negligible role in reaching financial services to low-income households. In regulating the sector, there is need for caution in setting interest...

The government's ambitious Socio-economic and Caste Census 2011, the bedrock for many social schemes, is facing a human resource crisis that is likely to delay not only the survey, but also many big-ticket electoral promises of the UPA government, such as the National Food Security Bill. To salvage the situation, the rural development ministry, which is executing the census through state governments, recently approached the Registrar General of India (RGI) for...

The claim that the Unique Identification project will facilitate the delivery of basic health services is dishonest. AMONG the many reasons cited for India to proceed with the Unique Identification (UID) project – that it will facilitate delivery of basic services, that it will plug leakages in public expenditure, that it will speed up achievement of targets in social sector schemes, and so on – the most specious is perhaps the...

Child malnutrition in Gulbarga and Bijapur districts is a blot on Karnataka's image. Ba Ba Basavanna Anganwadi Hogona Avarekaalu Tinnona Ah, Aaa, Ee, Eee, Bariyona Mane Kadege Hogona (Come, Come, Basavanna Let's go to the anganwadi Let us eat beans And write A, B, C, D, And head towards home.) As Savitri Nimbad sings this ditty, the more than 20 children seated in a circle around her repeat each line in shrill voices. Almost all of them are between three and...

It has to be but a means to development, not an end in itself Is India doing marvellously well, or is it failing terribly? Depending on whom you speak to, you could pick up either of those answers with some frequency. One story, very popular among a minority but a large enough group—of Indians who are doing very well (and among the media that cater largely to them)—runs something like...