-DNA What is worse is that just the top 30 cases of default account for a Rs 1.21 lakh crore, which is almost 40% of the Non Performing Assets (NPAs) in banks. The upper middle class, who usually takes loans of over Rs 1 crore, accounts for 33% of the total NPAs.  It's not the poor farmers or the middle class who are defaulting on their loans. It's the country's super rich,...

-The Hindu The problem with guardianship in any form, is that it tends to be of a "blanket" form – the denial of all decision-making capabilities. A person with a psychosocial or developmental disability needs her guardian’s permission do a number of things that most people would consider routine: opening a bank account, getting married, managing property, entering into a contract, obtaining insurance, and even making a will. The reason? The enabling...

-Economic and Political Weekly A categorical distinction is facing rough weather--that between urban and rural. If we take just agriculture, there is so much of the outside world that comes in not just as external markets but as external inputs. Further, many of our villages barely qualify as rural if we were to take occupation alone. So the earlier line that separated the farmer from the worker in towns is slowly...

-The Indian Express The SC directive that Aadhaar can’t be made mandatory for any service — which the government can’t oppose until Aadhaar gets legal validity — has complicated the issue. On January 1, 2013, the Congress-led UPA government launched the Direct Benefits Transfer scheme, centred around the Aadhaar project begun a few years earlier. Teething troubles and implementation bottlenecks followed, the interest of the outgoing dispensation waned, and both Aadhaar...

-IPS News BETUL, India- Mamta Bai, 36, distinctly remembers the first time the police came to her village: it was December 2014 and her neighbour, Purva Bai, had just been beaten unconscious by her alcoholic husband, prompting Mamta to make a distress call to the nearest station. Once in the neighborhood, policemen pulled the abusive husband out of his home and asked the village women if they wanted him to be arrested. “Yes,”...