- Economic and Political Weekly Universalising health coverage is the current goal of the health service system in India. Tax-funded insurance for poor families is the method chosen for attaining this objective. The Rashtriya Swasthya Bima Yojana was rolled out in 2008 for households below the poverty line, enabling them to access health services in the public and private sectors. However, experience from different countries shows tax-funded insurance systems work well...

-Economic and Political Weekly For India to improve the existing government health system is far less complex than expanding Health Insurance. International experience shows the difficulties of regulating an insurance-based system to keep costs down and assure quality. Monica Das Gupta (mdasgupta@gmail.com) teaches at the University of Maryland, College Park, the US. V R Muraleedharan (vrm@iitm. ac.in) teaches at the Indian Institute of Technology Madras. Please click here to download. ...

-The Business Standard Financial inclusion must be set up to pay for itself The Jan Dhan Yojana, a scheme for financial inclusion announced by Prime Minister Narendra Modi in his Independence Day speech, intends to take banking services to the 40 per cent of India that does not have bank accounts. This task is daunting. A good portion of those no-frills accounts that have already been opened have only minimal activity -...

A recent study published in the prestigious science journal 'PLOS One' (August 2014) shows that Central programmes like National Rural Health Mission (NRHM) and Rashtriya Swasthya Bima Yojana (RSBY), and state-level initiatives like Yeshasvini Health Insurance scheme (Karnataka), Vajpayee Aarogyasri Health Insurance scheme (Karnataka), Rajiv Aarogyasri scheme (Andhra Pradesh), Chief Minister's Insurance Scheme for Life Saving Treatment (Tamil Nadu) etc. did little to reduce the financial burden arising out of...

-The Telegraph New Delhi: India's poorest and socially underprivileged people seem to have benefited the least from a set of government programmes launched over the past decade to reduce personal expenses on health care, research suggests. A team of health economists has found that the financial burden of health care on India's poorest 20 per cent, Scheduled Castes, Scheduled Tribes and Muslims has outpaced that on the richest 20 per cent and...