`Financial Inclusion' as defined by the committee of financial inclusion is the process of ensuring access to financial services and timely and adequate credit, where needed by vulnerable groups, such as weaker sections and lower income groups at an affordable cost. Reserve Bank of India (RBI) has selected Baikunthpur village in Narayanpur block of Mirzapur district to provide banking services to the villagers under its financial inclusion programme. The programme...
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KEY TRENDS • Maternal Mortality Ratio for India was 370 in 2000, 286 in 2005, 210 in 2010, 158 in 2015 and 145 in 2017. Therefore, the MMRatio for the country decreased by almost 61 percent between 2000 and 2017 *14 • As per the NSS 71st round, among rural females aged 5-29 years, the main reasons for dropping out/ discontinuance were: engagement in domestic activities, not interested in education, financial constraints and marriage. Among rural males aged...
More »Jobs round the year mooted in Naxal areas by K Balchand
Members of the Central Employment Guarantee Council (CEGC), the government body for implementation of the Mahatma Gandhi National Rural Employment Guarantee Act, have suggested that jobs be guaranteed round the year in Naxal-hit regions. The suggestion, made by one of the six working groups set up for improving the scope of the MNREGS, came up for discussion at Friday's CEGC meeting here. The group said that in drought prone areas and regions...
More »Bihar villagers to get smart cards by Shoumojit Banerjee
This will speed up payment of wages under employment guarantee scheme In a major step to alleviate delays in wage payments under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), Bihar Chief Minister Nitish Kumar on Thursday launched an “e-Shakti Financial Inclusion” scheme – the first of its kind in the country. The scheme aims at providing about three crore villagers with ‘e-Shakti' biometric smart cards, with the Central Bank of...
More »How ‘rural' is India's agricultural credit? by Pallavi Chavan
One of the most intriguing features of India's agrarian economy in recent years is the persistence of agrarian distress in many regions, even while agricultural credit flow has risen sharply. Rising flow of credit to agriculture is normally associated with buoyancy in the farm sector. A closer look at the data on agricultural credit reveals that what is termed agricultural credit may have very little to do with agriculture, the...
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