-Live Mint   The poor remain poor because they lack resources. And the formal finance sector does not want to lend them because they are too poor, costs are high and they hardly have anything to offer as collateral. That is, they are trapped in the vicious circle of poverty. This was so until the arrival of microfinance—successfully demonstrated by the Bangladesh model that the poor are “good” borrowers. It was held...

Muslims in general may be opposed to the creation of a separate Telangana state but analysis of region-wise employment figures for Andhra Pradesh shows that in the 10 districts of Telangana region, Muslims and OBCs have suffered the highest loss of Rs 41.50 in rural per capita income between 1993-94 and 2004-05.  On the higher education front, the community remains the most backward in urban areas, with the absolute change being...

Mayawati may have demanded reservation for the Muslims in proportion to their population, but the community has little to cheer about during her five years' rule in Uttar Pradesh. An analysis of Muslims' share in employment and education shows how since 2007 the Muslims have fared worse than dalits in UP on the education front. Demolishing the tall claims of the minority concentration districts' programme to smithereens, the study shows...

The finance ministry has put its seal of approval on a proposal to directly transfer subsidies to the bank account of a beneficiary that is linked to her Aadhaar, or unique identification (UID) number. The government has previously articulated its desire to experiment with direct transfers to make its management of subsidies more efficient and ensure benefits actually reach the targeted people. In a notification issued on Tuesday, the finance ministry extended...

The police action against Dalits in Paramakudi leaves indelible scars on the psyche of the oppressed people all over Tamil Nadu. The Tamil Nadu Police, in its modern avatar, reflects a glorious tradition of over a century and a half. It was the only force to embark on State-sponsored modernisation in the early 1990s which was pioneered by me during my first tenure as Chief Minister from 1991 to 1996....