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Indian banks gave more home loans than agricultural credit

In each of the last three years – from 2020 through 2022 – Indian banks lent more money to retail customers purchasing homes than they did to farmers. In fiscal year (FY)2021-22 commercial banks gaveRs. 17.54 lakh crore worth of housing loans, while agriculture and allied activities got Rs. 15.16 lakh crore. That is nearly 14 percent less. In FY 2021 and FY 2020 – one of which saw a...

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Bullish on the India story, but banks not helping: MSME sector -K Sunil Thomas

-TheWeek.in Demand funding to recover from pandemic shock Indian businesses are bullish on the economy and India’s growth story, but could do with some help from the banking system. This was the message Indian businesses, especially those from the medium and small scale industries sector, have for the establishment. “When it comes to cost of capital, our banks have not done enough,” said Saket Dalmia, the new president of the PhD Chamber of...

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Dozens of scientists invited from abroad go unpaid -GS Mudur

-The Telegraph With the funds blocked, I’ve been unable to pay some suppliers who want to be paid before they supply again, says a scientist Dozens of scientists who had been invited from positions abroad to join academic institutions across India under a prestigious government fellowship have not received research grants or salaries for months, the fellows and other scientists have said. The delay in the release of funds for the Ramalingaswami Fellowships,...

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People’s ecologist -Ramachandra Guha

-The Telegraph The scientist, Madhav Gadgil, turns 80 this month I come from a family of scientists, but I shied away from studying science myself. Yet, in a happy irony, it turned out that the most important intellectual collaboration of my life was with a scientist, Madhav Gadgil, whose eightieth birthday falls later this month. Born in Pune, Gadgil studied in Bombay, and at Harvard, where he took a PhD in ecology and...

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Will replacing PhD professors with practitioners work? -Siddharth Singh

-The Hindu Challenges abound in this approach, which needs to be analysed in depth before a policy is announced The University Grants Commission (UGC) has recently announced that it will do away with the mandatory PhD qualification to teach in Central Universities (CUs) spread across the country. It purportedly addresses a shortage of qualified faculty in CUs. According to the Ministry of Education data, there were 10,000 teaching positions lying vacant in...

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