Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Aadhaar, fingerprint scan enough to open bank account-Mayur Shetty    </title>
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..."/>
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..." />
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                            <div align="justify">-The Times of India</div><p align="justify"><br /><em>MUMBAI: </em>A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.</p><p align="justify">Axis Bank, which is using payment company Visa's network to access Aadhaar database , will introduce the eKYC facility in around 25 branches next week. The branches will open loan and deposit accounts based on the Aadhaar number and fingerprints instead of proof of address and proof of identity.</p><p align="justify">RBI had notified eKYC as an 'officially valid document' under anti-money laundering laws on September 2. The facility would enable an Aadhaarregistered individual from anywhere in the country to walk up to a branch and open an account by merely providing his UID and scanning his fingerprints . Not only will the Aadhaar database provide documents relating to the proof of identity, address and photograph , it will also populate the bank's database with the applicant's contact details. &quot;The information needed to be provided in the application form for a savings account will be minimal ,&quot; said Jairam Sridharan, president, Axis Bank. However, in the case of loan products the bank would call for additional information, he said.</p><p align="justify">&quot;For the middle-class customers , eKYC is a convenience but for the lower end of society, this will provide access like never before,&quot; said Sridharan. For migrant workers in metros such as Mumbai, a key challenge in opening accounts is meeting the bank's KYC requirements in terms of proof of address and proof of identity . Although RBI norms allow individuals to open a 'small account' in a bank on production of a self-attested photograph and affixation of signature or thumb print, banks are reluctant to push this account as KYC documents have to be obtained at the end of one or at most two years.</p><p align="justify">Sridharan said that it was expected that the Unique Identification Authority of India would update its database as and when the individual moved houses. This would facilitate periodic checks as required by the central bank. He said that even if the account were to be opened using the eKYC procedure, contact details could be updated subsequently using accepted KYC documents.</p><p align="justify">Upon taking charge on September 4, the RBI governor had said, &quot;On the retail side, I particularly want to emphasize the use of the unique ID, Aadhaar , in building individual credit histories. This will be the foundation of a revolution in retail credit.&quot;</p>                                                           
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..."/>
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..." />
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    <h1 class="cat-box-title">Aadhaar, fingerprint scan enough to open bank account-Mayur Shetty</h1>
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                            <div align="justify">-The Times of India</div><p align="justify"><br /><em>MUMBAI: </em>A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.</p><p align="justify">Axis Bank, which is using payment company Visa's network to access Aadhaar database , will introduce the eKYC facility in around 25 branches next week. The branches will open loan and deposit accounts based on the Aadhaar number and fingerprints instead of proof of address and proof of identity.</p><p align="justify">RBI had notified eKYC as an 'officially valid document' under anti-money laundering laws on September 2. The facility would enable an Aadhaarregistered individual from anywhere in the country to walk up to a branch and open an account by merely providing his UID and scanning his fingerprints . Not only will the Aadhaar database provide documents relating to the proof of identity, address and photograph , it will also populate the bank's database with the applicant's contact details. &quot;The information needed to be provided in the application form for a savings account will be minimal ,&quot; said Jairam Sridharan, president, Axis Bank. However, in the case of loan products the bank would call for additional information, he said.</p><p align="justify">&quot;For the middle-class customers , eKYC is a convenience but for the lower end of society, this will provide access like never before,&quot; said Sridharan. For migrant workers in metros such as Mumbai, a key challenge in opening accounts is meeting the bank's KYC requirements in terms of proof of address and proof of identity . Although RBI norms allow individuals to open a 'small account' in a bank on production of a self-attested photograph and affixation of signature or thumb print, banks are reluctant to push this account as KYC documents have to be obtained at the end of one or at most two years.</p><p align="justify">Sridharan said that it was expected that the Unique Identification Authority of India would update its database as and when the individual moved houses. This would facilitate periodic checks as required by the central bank. He said that even if the account were to be opened using the eKYC procedure, contact details could be updated subsequently using accepted KYC documents.</p><p align="justify">Upon taking charge on September 4, the RBI governor had said, &quot;On the retail side, I particularly want to emphasize the use of the unique ID, Aadhaar , in building individual credit histories. This will be the foundation of a revolution in retail credit.&quot;</p>                                                           
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    <br><a href="http://timesofindia.indiatimes.com/business/india-business/Aadhaar-fingerprint-scan-enough-to-open-bank-account/articleshow/23189263.cms" class="re" target="_blank">The Times of India, 28 September, 2013, http://timesofindia.indiatimes.com/business/india-business/Aadhaar-fingerprint-scan-enough-to-open-bank-account/articleshow/23189263.cms</a><div class="clear"></div>
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        LATEST NEWS UPDATES | Aadhaar, fingerprint scan enough to open bank account-Mayur Shetty    </title>
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..."/>
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-The Times of India



MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.


Axis Bank, which is..." />
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    <h1 class="cat-box-title">Aadhaar, fingerprint scan enough to open bank account-Mayur Shetty</h1>
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                            <div align="justify">-The Times of India</div><p align="justify"><br /><em>MUMBAI: </em>A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts.</p><p align="justify">Axis Bank, which is using payment company Visa's network to access Aadhaar database , will introduce the eKYC facility in around 25 branches next week. The branches will open loan and deposit accounts based on the Aadhaar number and fingerprints instead of proof of address and proof of identity.</p><p align="justify">RBI had notified eKYC as an 'officially valid document' under anti-money laundering laws on September 2. The facility would enable an Aadhaarregistered individual from anywhere in the country to walk up to a branch and open an account by merely providing his UID and scanning his fingerprints . Not only will the Aadhaar database provide documents relating to the proof of identity, address and photograph , it will also populate the bank's database with the applicant's contact details. &quot;The information needed to be provided in the application form for a savings account will be minimal ,&quot; said Jairam Sridharan, president, Axis Bank. However, in the case of loan products the bank would call for additional information, he said.</p><p align="justify">&quot;For the middle-class customers , eKYC is a convenience but for the lower end of society, this will provide access like never before,&quot; said Sridharan. For migrant workers in metros such as Mumbai, a key challenge in opening accounts is meeting the bank's KYC requirements in terms of proof of address and proof of identity . Although RBI norms allow individuals to open a 'small account' in a bank on production of a self-attested photograph and affixation of signature or thumb print, banks are reluctant to push this account as KYC documents have to be obtained at the end of one or at most two years.</p><p align="justify">Sridharan said that it was expected that the Unique Identification Authority of India would update its database as and when the individual moved houses. This would facilitate periodic checks as required by the central bank. He said that even if the account were to be opened using the eKYC procedure, contact details could be updated subsequently using accepted KYC documents.</p><p align="justify">Upon taking charge on September 4, the RBI governor had said, &quot;On the retail side, I particularly want to emphasize the use of the unique ID, Aadhaar , in building individual credit histories. This will be the foundation of a revolution in retail credit.&quot;</p>                                                           
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    <br><a href="http://timesofindia.indiatimes.com/business/india-business/Aadhaar-fingerprint-scan-enough-to-open-bank-account/articleshow/23189263.cms" class="re" target="_blank">The Times of India, 28 September, 2013, http://timesofindia.indiatimes.com/business/india-business/Aadhaar-fingerprint-scan-enough-to-open-bank-account/articleshow/23189263.cms</a><div class="clear"></div>
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Aadhaar, fingerprint scan enough to open bank account-Mayur Shetty

Published on Sep 28, 2013   Modified on Sep 28, 2013

-The Times of India MUMBAI: A few weeks after RBI governor Raghuram Rajan stressed on building credit histories of individuals based on the Aadhaar number, one bank has introduced unique identity-based eKYC for opening loan and savings accounts. Axis Bank, which is using payment company Visa's network to access Aadhaar database , will introduce the eKYC facility in around 25 branches next week. The branches will open loan and deposit accounts based on the Aadhaar number and fingerprints instead of proof of address and proof of identity. RBI had notified eKYC as an 'officially valid document' under anti-money laundering laws on September 2. The facility would enable an Aadhaarregistered individual from anywhere in the country to walk up to a branch and open an account by merely providing his UID and scanning his fingerprints . Not only will the Aadhaar database provide documents relating to the proof of identity, address and photograph , it will also populate the bank's database with the applicant's contact details. "The information needed to be provided in the application form for a savings account will be minimal ," said Jairam Sridharan, president, Axis Bank. However, in the case of loan products the bank would call for additional information, he said. "For the middle-class customers , eKYC is a convenience but for the lower end of society, this will provide access like never before," said Sridharan. For migrant workers in metros such as Mumbai, a key challenge in opening accounts is meeting the bank's KYC requirements in terms of proof of address and proof of identity . Although RBI norms allow individuals to open a 'small account' in a bank on production of a self-attested photograph and affixation of signature or thumb print, banks are reluctant to push this account as KYC documents have to be obtained at the end of one or at most two years. Sridharan said that it was expected that the Unique Identification Authority of India would update its database as and when the individual moved houses. This would facilitate periodic checks as required by the central bank. He said that even if the account were to be opened using the eKYC procedure, contact details could be updated subsequently using accepted KYC documents. Upon taking charge on September 4, the RBI governor had said, "On the retail side, I particularly want to emphasize the use of the unique ID, Aadhaar , in building individual credit histories. This will be the foundation of a revolution in retail credit."

The Times of India, 28 September, 2013, http://timesofindia.indiatimes.com/business/india-business/Aadhaar-fingerprint-scan-enough-to-open-bank-account/articleshow/23189263.cms

Tagged with: banking aadhaar uid Financial Inclusion

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