Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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New Delhi: Despite India being the world&rsquo;s largest milk producer for the past many years, a majority of small dairy farmers in the country continue to remain outside the formal credit system of commercial banks and financial institutions,..."/>
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    <h1 class="cat-box-title">India may be No.1 milk producer in world, but dairy farmers still outside formal credit system -Sandip Das</h1>
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                            <div align="justify">-The Financial Express<br /><br /><em>New Delhi:</em> Despite India being the world&rsquo;s largest milk producer for the past many years, a majority of small dairy farmers in the country continue to remain outside the formal credit system of commercial banks and financial institutions, a joint study the National Institute of Agricultural Economics and Policy Research (NIAP) and the International Food Policy Research Institute (IFPRI) has stated.<br /><br />The study &lsquo;Formal versus Informal: Efficiency, inclusiveness, and financing of Dairy value chains in India&rsquo; has stated that there is a considerable scope for commercial banks and other financial institutions to improve their outreach.<br /><br />&ldquo;Though financial requirements of small dairy farmers are not great, commercial banks and other financial institutions often avoid financing them because of the high cost of lending relative to the size of the loan, and higher lending risks. Smallholder farmers have limited assets, often less documented, which makes it difficult for them to use these as collateral against loans,&rdquo; the study noted.<br /><br />It also acknowledged that in India, dairy has remained under-financed by the commercial banks and other financial institutions despite its significant potential to generate higher returns to land, labour, and capital, and on a continuous basis.<br /><br />It said that the share of livestock in total agricultural credit has hardly ever exceeded 5% of the total annual loan disbursed while the sector has share of around 20% in gross value of agricultural GDP.</div>                                                           
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    <br><a href="http://www.financialexpress.com/economy/india-may-be-no-1-milk-producer-in-world-but-dairy-farmers-still-outside-formal-credit-system/495849/" class="re" target="_blank">The Financial Express, 4 January, 2017, http://www.financialexpress.com/economy/india-may-be-no-1-milk-producer-in-world-but-dairy-farmers-still-outside-formal-credit-system/495849/</a><div class="clear"></div>
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    <h1 class="cat-box-title">India may be No.1 milk producer in world, but dairy farmers still outside formal credit system -Sandip Das</h1>
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                            <div align="justify">-The Financial Express<br /><br /><em>New Delhi:</em> Despite India being the world&rsquo;s largest milk producer for the past many years, a majority of small dairy farmers in the country continue to remain outside the formal credit system of commercial banks and financial institutions, a joint study the National Institute of Agricultural Economics and Policy Research (NIAP) and the International Food Policy Research Institute (IFPRI) has stated.<br /><br />The study &lsquo;Formal versus Informal: Efficiency, inclusiveness, and financing of Dairy value chains in India&rsquo; has stated that there is a considerable scope for commercial banks and other financial institutions to improve their outreach.<br /><br />&ldquo;Though financial requirements of small dairy farmers are not great, commercial banks and other financial institutions often avoid financing them because of the high cost of lending relative to the size of the loan, and higher lending risks. Smallholder farmers have limited assets, often less documented, which makes it difficult for them to use these as collateral against loans,&rdquo; the study noted.<br /><br />It also acknowledged that in India, dairy has remained under-financed by the commercial banks and other financial institutions despite its significant potential to generate higher returns to land, labour, and capital, and on a continuous basis.<br /><br />It said that the share of livestock in total agricultural credit has hardly ever exceeded 5% of the total annual loan disbursed while the sector has share of around 20% in gross value of agricultural GDP.</div>                                                           
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    <h1 class="cat-box-title">India may be No.1 milk producer in world, but dairy farmers still outside formal credit system -Sandip Das</h1>
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                            <div align="justify">-The Financial Express<br /><br /><em>New Delhi:</em> Despite India being the world&rsquo;s largest milk producer for the past many years, a majority of small dairy farmers in the country continue to remain outside the formal credit system of commercial banks and financial institutions, a joint study the National Institute of Agricultural Economics and Policy Research (NIAP) and the International Food Policy Research Institute (IFPRI) has stated.<br /><br />The study &lsquo;Formal versus Informal: Efficiency, inclusiveness, and financing of Dairy value chains in India&rsquo; has stated that there is a considerable scope for commercial banks and other financial institutions to improve their outreach.<br /><br />&ldquo;Though financial requirements of small dairy farmers are not great, commercial banks and other financial institutions often avoid financing them because of the high cost of lending relative to the size of the loan, and higher lending risks. Smallholder farmers have limited assets, often less documented, which makes it difficult for them to use these as collateral against loans,&rdquo; the study noted.<br /><br />It also acknowledged that in India, dairy has remained under-financed by the commercial banks and other financial institutions despite its significant potential to generate higher returns to land, labour, and capital, and on a continuous basis.<br /><br />It said that the share of livestock in total agricultural credit has hardly ever exceeded 5% of the total annual loan disbursed while the sector has share of around 20% in gross value of agricultural GDP.</div>                                                           
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    <br><a href="http://www.financialexpress.com/economy/india-may-be-no-1-milk-producer-in-world-but-dairy-farmers-still-outside-formal-credit-system/495849/" class="re" target="_blank">The Financial Express, 4 January, 2017, http://www.financialexpress.com/economy/india-may-be-no-1-milk-producer-in-world-but-dairy-farmers-still-outside-formal-credit-system/495849/</a><div class="clear"></div>
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India may be No.1 milk producer in world, but dairy farmers still outside formal credit system -Sandip Das

Published on Jan 10, 2017   Modified on Jan 10, 2017

-The Financial Express New Delhi: Despite India being the world’s largest milk producer for the past many years, a majority of small dairy farmers in the country continue to remain outside the formal credit system of commercial banks and financial institutions, a joint study the National Institute of Agricultural Economics and Policy Research (NIAP) and the International Food Policy Research Institute (IFPRI) has stated. The study ‘Formal versus Informal: Efficiency, inclusiveness, and financing of Dairy value chains in India’ has stated that there is a considerable scope for commercial banks and other financial institutions to improve their outreach. “Though financial requirements of small dairy farmers are not great, commercial banks and other financial institutions often avoid financing them because of the high cost of lending relative to the size of the loan, and higher lending risks. Smallholder farmers have limited assets, often less documented, which makes it difficult for them to use these as collateral against loans,” the study noted. It also acknowledged that in India, dairy has remained under-financed by the commercial banks and other financial institutions despite its significant potential to generate higher returns to land, labour, and capital, and on a continuous basis. It said that the share of livestock in total agricultural credit has hardly ever exceeded 5% of the total annual loan disbursed while the sector has share of around 20% in gross value of agricultural GDP.

The Financial Express, 4 January, 2017, http://www.financialexpress.com/economy/india-may-be-no-1-milk-producer-in-world-but-dairy-farmers-still-outside-formal-credit-system/495849/

Tagged with: Informal Credit informal economy Dairy Dairy Farmers banking

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