Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
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Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
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Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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                            <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Many customers only realise at the time of making a claim that their health insurance policy does not cover certain medical conditions or ailment. Policy holders usually depend on what has been told to them by their insurance agents, who sometimes overstate the coverage. To prevent such cases, the Insurance Regulatory and Development Authority of India (IRDAI) has asked insurers to group together all policy exclusions upfront in the policy document.<br /><br />Misselling is a huge problem for the insurance industry as, of 1.72 lakh complaints in 2016-17, about 50% related to unfair business practices, according to IRDAI's consumer booklet 2016-17.<br /><br />SBI General Insurance head (health) Puneet Sahni said, &quot;Many a times, exclusions are lost in a maze of fine print. But the IRDAI has now said that the terms and conditions for claims, renewals have to be bifurcated. So that customers exactly know the coverage limits of their policy.&quot; Another change with the new regulation is the introduction of penal interest. &quot;If customer is not paid the claim within 90 days of reporting, the insurer has to pay the bank rate + 2% interest for every day of further delay,&quot; said Sahni. <br /><br />An important addition pertinent to policyholders is the regulator's insistence that the insurer mentions service parameters or turnaround time.<br /><br />&quot;Often, there is a delay in the settlement of claims. It could be a three-month or six-month delay, or more. And the insurer's lethargy over the claim would be made known to the public only when IRDAI publishes its annual report. Now the regulator is trying to increase accountability by insisting they put up on their website the average servicing time taken for claims - as approved by their board,&quot; said an executive at a private general insurer. <br /><br />Please <a href="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms" title="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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    <h1 class="cat-box-title">IRDAI issues new norms for mediclaim policies -Rachel Chitra</h1>
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                            <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Many customers only realise at the time of making a claim that their health insurance policy does not cover certain medical conditions or ailment. Policy holders usually depend on what has been told to them by their insurance agents, who sometimes overstate the coverage. To prevent such cases, the Insurance Regulatory and Development Authority of India (IRDAI) has asked insurers to group together all policy exclusions upfront in the policy document.<br /><br />Misselling is a huge problem for the insurance industry as, of 1.72 lakh complaints in 2016-17, about 50% related to unfair business practices, according to IRDAI's consumer booklet 2016-17.<br /><br />SBI General Insurance head (health) Puneet Sahni said, &quot;Many a times, exclusions are lost in a maze of fine print. But the IRDAI has now said that the terms and conditions for claims, renewals have to be bifurcated. So that customers exactly know the coverage limits of their policy.&quot; Another change with the new regulation is the introduction of penal interest. &quot;If customer is not paid the claim within 90 days of reporting, the insurer has to pay the bank rate + 2% interest for every day of further delay,&quot; said Sahni. <br /><br />An important addition pertinent to policyholders is the regulator's insistence that the insurer mentions service parameters or turnaround time.<br /><br />&quot;Often, there is a delay in the settlement of claims. It could be a three-month or six-month delay, or more. And the insurer's lethargy over the claim would be made known to the public only when IRDAI publishes its annual report. Now the regulator is trying to increase accountability by insisting they put up on their website the average servicing time taken for claims - as approved by their board,&quot; said an executive at a private general insurer. <br /><br />Please <a href="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms" title="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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CHENNAI: Many customers only realise at the time of making a claim that their health insurance policy does not cover certain medical conditions or ailment. Policy holders usually depend on what has been told to them by..."/>
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                            <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Many customers only realise at the time of making a claim that their health insurance policy does not cover certain medical conditions or ailment. Policy holders usually depend on what has been told to them by their insurance agents, who sometimes overstate the coverage. To prevent such cases, the Insurance Regulatory and Development Authority of India (IRDAI) has asked insurers to group together all policy exclusions upfront in the policy document.<br /><br />Misselling is a huge problem for the insurance industry as, of 1.72 lakh complaints in 2016-17, about 50% related to unfair business practices, according to IRDAI's consumer booklet 2016-17.<br /><br />SBI General Insurance head (health) Puneet Sahni said, &quot;Many a times, exclusions are lost in a maze of fine print. But the IRDAI has now said that the terms and conditions for claims, renewals have to be bifurcated. So that customers exactly know the coverage limits of their policy.&quot; Another change with the new regulation is the introduction of penal interest. &quot;If customer is not paid the claim within 90 days of reporting, the insurer has to pay the bank rate + 2% interest for every day of further delay,&quot; said Sahni. <br /><br />An important addition pertinent to policyholders is the regulator's insistence that the insurer mentions service parameters or turnaround time.<br /><br />&quot;Often, there is a delay in the settlement of claims. It could be a three-month or six-month delay, or more. And the insurer's lethargy over the claim would be made known to the public only when IRDAI publishes its annual report. Now the regulator is trying to increase accountability by insisting they put up on their website the average servicing time taken for claims - as approved by their board,&quot; said an executive at a private general insurer. <br /><br />Please <a href="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms" title="http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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IRDAI issues new norms for mediclaim policies -Rachel Chitra

Published on Jul 13, 2017   Modified on Jul 13, 2017

-The Times of India CHENNAI: Many customers only realise at the time of making a claim that their health insurance policy does not cover certain medical conditions or ailment. Policy holders usually depend on what has been told to them by their insurance agents, who sometimes overstate the coverage. To prevent such cases, the Insurance Regulatory and Development Authority of India (IRDAI) has asked insurers to group together all policy exclusions upfront in the policy document. Misselling is a huge problem for the insurance industry as, of 1.72 lakh complaints in 2016-17, about 50% related to unfair business practices, according to IRDAI's consumer booklet 2016-17. SBI General Insurance head (health) Puneet Sahni said, "Many a times, exclusions are lost in a maze of fine print. But the IRDAI has now said that the terms and conditions for claims, renewals have to be bifurcated. So that customers exactly know the coverage limits of their policy." Another change with the new regulation is the introduction of penal interest. "If customer is not paid the claim within 90 days of reporting, the insurer has to pay the bank rate + 2% interest for every day of further delay," said Sahni. An important addition pertinent to policyholders is the regulator's insistence that the insurer mentions service parameters or turnaround time. "Often, there is a delay in the settlement of claims. It could be a three-month or six-month delay, or more. And the insurer's lethargy over the claim would be made known to the public only when IRDAI publishes its annual report. Now the regulator is trying to increase accountability by insisting they put up on their website the average servicing time taken for claims - as approved by their board," said an executive at a private general insurer. Please click here to read more.

The Times of India, 13 July, 2017, http://timesofindia.indiatimes.com/business/india-business/irdai-issues-new-norms-for-mediclaim-policies/articleshow/59570515.cms

Tagged with: Health Insurance Insurance Premium Insurance Regulatory and Development Authority of India (IRDAI)

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