Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Jan Dhan Yojana: Initially, overdraft amount might be small -Nupur Anand    </title>
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-The Business Standard



Based on the credit history banks may later decide to extend the amount


Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based..."/>
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-The Business Standard



Based on the credit history banks may later decide to extend the amount


Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based..." />
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                            <div align="justify">-The Business Standard</div><p align="justify"><br /><em>Based on the credit history banks may later decide to extend the amount</em></p><p align="justify">Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based on credit history, lenders might extend the amount at a later stage.</p><p align="justify">Earlier, the finance ministry had clarified a lower amount might be extended under the overdraft scheme. Under this, on opening a bank account, holders are eligible for an overdraft facility of Rs 2,000, which can be extended up to Rs 5,000, based on the consumer's credit and transaction history. Account holders will also get a RuPay debit card with an accident cover of Rs 1,00,000. Also, those opening accounts by January 26 will be entitled to an additional life insurance cover of Rs 30,000.</p><p align="justify">Bankers say to avail of the overdraft facility, customers have been queuing up to open accounts. On condition of anonymity, a banker said most banks were likely to start with a small overdraft facility of about Rs 500, instead of Rs 5,000, as seemed to be the understanding among new account openers.</p><p align="justify">&quot;Though banks have been given the leeway to extend an overdraft facility on the basis of credit history, as the government is very aggressive on this plan, banks won't want to discourage too many customers for fear of complaints, at least initially. As a result we will start with a small amount of up to Rs 500 at the first stage,&quot; said an executive at a public sector bank.</p><p align="justify">Another banker agreed. &quot;There seems to be a misconception among account openers that they don't have to return the money under this scheme. As a result, we think it is better to start extending a smaller amount initially, which could be raised later,&quot; he said.</p><p align="justify">Bankers said several account openers seemed to believe under the scheme, Rs 5,000 would be deposited in their accounts, as will subsidies and freebies. As a result, it was important to start with a smaller amount, they added.</p><p align="justify">The government plans to open 75 million accounts by January 26, 2015. On the day the Jan Dhan Yojana was launched, 15 million accounts were opened under the scheme.</p>                                                           
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    <br><a href="http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html" class="re" target="_blank">The Business Standard, 11 September, 2014, http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html</a><div class="clear"></div>
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Based on the credit history banks may later decide to extend the amount


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    <h1 class="cat-box-title">Jan Dhan Yojana: Initially, overdraft amount might be small -Nupur Anand</h1>
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                            <div align="justify">-The Business Standard</div><p align="justify"><br /><em>Based on the credit history banks may later decide to extend the amount</em></p><p align="justify">Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based on credit history, lenders might extend the amount at a later stage.</p><p align="justify">Earlier, the finance ministry had clarified a lower amount might be extended under the overdraft scheme. Under this, on opening a bank account, holders are eligible for an overdraft facility of Rs 2,000, which can be extended up to Rs 5,000, based on the consumer's credit and transaction history. Account holders will also get a RuPay debit card with an accident cover of Rs 1,00,000. Also, those opening accounts by January 26 will be entitled to an additional life insurance cover of Rs 30,000.</p><p align="justify">Bankers say to avail of the overdraft facility, customers have been queuing up to open accounts. On condition of anonymity, a banker said most banks were likely to start with a small overdraft facility of about Rs 500, instead of Rs 5,000, as seemed to be the understanding among new account openers.</p><p align="justify">&quot;Though banks have been given the leeway to extend an overdraft facility on the basis of credit history, as the government is very aggressive on this plan, banks won't want to discourage too many customers for fear of complaints, at least initially. As a result we will start with a small amount of up to Rs 500 at the first stage,&quot; said an executive at a public sector bank.</p><p align="justify">Another banker agreed. &quot;There seems to be a misconception among account openers that they don't have to return the money under this scheme. As a result, we think it is better to start extending a smaller amount initially, which could be raised later,&quot; he said.</p><p align="justify">Bankers said several account openers seemed to believe under the scheme, Rs 5,000 would be deposited in their accounts, as will subsidies and freebies. As a result, it was important to start with a smaller amount, they added.</p><p align="justify">The government plans to open 75 million accounts by January 26, 2015. On the day the Jan Dhan Yojana was launched, 15 million accounts were opened under the scheme.</p>                                                           
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    <br><a href="http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html" class="re" target="_blank">The Business Standard, 11 September, 2014, http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html</a><div class="clear"></div>
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-The Business Standard



Based on the credit history banks may later decide to extend the amount


Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based..."/>
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-The Business Standard



Based on the credit history banks may later decide to extend the amount


Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based..." />
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    <h1 class="cat-box-title">Jan Dhan Yojana: Initially, overdraft amount might be small -Nupur Anand</h1>
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                            <div align="justify">-The Business Standard</div><p align="justify"><br /><em>Based on the credit history banks may later decide to extend the amount</em></p><p align="justify">Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based on credit history, lenders might extend the amount at a later stage.</p><p align="justify">Earlier, the finance ministry had clarified a lower amount might be extended under the overdraft scheme. Under this, on opening a bank account, holders are eligible for an overdraft facility of Rs 2,000, which can be extended up to Rs 5,000, based on the consumer's credit and transaction history. Account holders will also get a RuPay debit card with an accident cover of Rs 1,00,000. Also, those opening accounts by January 26 will be entitled to an additional life insurance cover of Rs 30,000.</p><p align="justify">Bankers say to avail of the overdraft facility, customers have been queuing up to open accounts. On condition of anonymity, a banker said most banks were likely to start with a small overdraft facility of about Rs 500, instead of Rs 5,000, as seemed to be the understanding among new account openers.</p><p align="justify">&quot;Though banks have been given the leeway to extend an overdraft facility on the basis of credit history, as the government is very aggressive on this plan, banks won't want to discourage too many customers for fear of complaints, at least initially. As a result we will start with a small amount of up to Rs 500 at the first stage,&quot; said an executive at a public sector bank.</p><p align="justify">Another banker agreed. &quot;There seems to be a misconception among account openers that they don't have to return the money under this scheme. As a result, we think it is better to start extending a smaller amount initially, which could be raised later,&quot; he said.</p><p align="justify">Bankers said several account openers seemed to believe under the scheme, Rs 5,000 would be deposited in their accounts, as will subsidies and freebies. As a result, it was important to start with a smaller amount, they added.</p><p align="justify">The government plans to open 75 million accounts by January 26, 2015. On the day the Jan Dhan Yojana was launched, 15 million accounts were opened under the scheme.</p>                                                           
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    <br><a href="http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html" class="re" target="_blank">The Business Standard, 11 September, 2014, http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html</a><div class="clear"></div>
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Jan Dhan Yojana: Initially, overdraft amount might be small -Nupur Anand

Published on Sep 11, 2014   Modified on Sep 11, 2014

-The Business Standard Based on the credit history banks may later decide to extend the amount Under the Pradhan Mantri Jan Dhan Yojana, the overdraft facility initially offered by banks will be less than Rs 5,000, the highest under the scheme. Based on credit history, lenders might extend the amount at a later stage. Earlier, the finance ministry had clarified a lower amount might be extended under the overdraft scheme. Under this, on opening a bank account, holders are eligible for an overdraft facility of Rs 2,000, which can be extended up to Rs 5,000, based on the consumer's credit and transaction history. Account holders will also get a RuPay debit card with an accident cover of Rs 1,00,000. Also, those opening accounts by January 26 will be entitled to an additional life insurance cover of Rs 30,000. Bankers say to avail of the overdraft facility, customers have been queuing up to open accounts. On condition of anonymity, a banker said most banks were likely to start with a small overdraft facility of about Rs 500, instead of Rs 5,000, as seemed to be the understanding among new account openers. "Though banks have been given the leeway to extend an overdraft facility on the basis of credit history, as the government is very aggressive on this plan, banks won't want to discourage too many customers for fear of complaints, at least initially. As a result we will start with a small amount of up to Rs 500 at the first stage," said an executive at a public sector bank. Another banker agreed. "There seems to be a misconception among account openers that they don't have to return the money under this scheme. As a result, we think it is better to start extending a smaller amount initially, which could be raised later," he said. Bankers said several account openers seemed to believe under the scheme, Rs 5,000 would be deposited in their accounts, as will subsidies and freebies. As a result, it was important to start with a smaller amount, they added. The government plans to open 75 million accounts by January 26, 2015. On the day the Jan Dhan Yojana was launched, 15 million accounts were opened under the scheme.

The Business Standard, 11 September, 2014, http://www.business-standard.com/article/finance/jan-dhan-yojana-initially-overdraft-amount-might-be-small-114091000446_1.html

Tagged with: Financial Inclusion Jan Dhan Yojana banking

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