Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | MSME loan approval rates muted despite 2-fold increase in funding: Report -Anshika Kayastha    </title>
    <meta name="description" content="-The Hindu Business Line

MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements

Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval..."/>
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MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements

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                            <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements</em></p><p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement &mdash; a reflection of the lender&rsquo;s low risk appetite, according to venture capital firm BLinC Invest.</p><p style="text-align:justify">The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.</p><p style="text-align:justify"><em>Pvt banks lead</em></p><p style="text-align:justify">As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece" title="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more.&nbsp;</p>                                                           
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                            <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements</em></p><p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement &mdash; a reflection of the lender&rsquo;s low risk appetite, according to venture capital firm BLinC Invest.</p><p style="text-align:justify">The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.</p><p style="text-align:justify"><em>Pvt banks lead</em></p><p style="text-align:justify">As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece" title="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more.&nbsp;</p>                                                           
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MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements

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MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements

Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval..." />
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    <h1 class="cat-box-title">MSME loan approval rates muted despite 2-fold increase in funding: Report -Anshika Kayastha</h1>
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                            <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector&rsquo;s requirements</em></p><p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement &mdash; a reflection of the lender&rsquo;s low risk appetite, according to venture capital firm BLinC Invest.</p><p style="text-align:justify">The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.</p><p style="text-align:justify"><em>Pvt banks lead</em></p><p style="text-align:justify">As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece" title="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more.&nbsp;</p>                                                           
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MSME loan approval rates muted despite 2-fold increase in funding: Report -Anshika Kayastha

Published on Dec 15, 2022   Modified on Dec 16, 2022

-The Hindu Business Line MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement — a reflection of the lender’s low risk appetite, according to venture capital firm BLinC Invest. The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years. Pvt banks lead As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh. Please click here to read more.

The Hindu Business Line, 15 December, 2022, https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece

Tagged with: Micro Small and Medium Enterprises MSME Access to credit Formal credit

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