Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <h1 class="cat-box-title">Will note ban dry up informal loans in rural India? -Sayantan Bera</h1>
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                            <div align="justify">-Livemint.com<br /><br /><em>Nearly 40% of loans taken by agricultural households come from informal sources, shows data<br /><br />New Delhi: </em>Demonetisation of high value currency has impacted the rural and agriculture sectors in several ways. In the days following Prime Minister Narendra Modi announcing withdrawal of Rs500 and Rs1,000 notes, trade in wholesale markets took a hit due to the acute cash crunch and farmers resorted to distress sales of perishables like fruits and vegetables. There were concerns that the cash crunch will impact planting of winter crops but that is settled now since farmers have managed to sow their fields.<br /><br />The fact that agriculture markets did not collapse entirely and supply chains are functional is likely because transactions are taking place on the basis of credit, barter and trust. Most of these shocks are short-term in nature and are likely to normalise once the supply of paper currency is restored.<br /><br />However, in the long run, it remains unclear how demonetisation will change the informal credit market in rural India. The numbers are staggering here. Nearly 40% of loans taken by agricultural households come from informal sources with moneylenders advancing 26% of the credit, shows the situation assessment survey of farm households released by the National Sample Survey Organisation (NSSO) in December 2014. For marginal land-holding households, the numbers are more skewed with just 15% of the credit coming from formal sources like banks and cooperatives.<br /><br />So will the shortage of paper currency lead to shrinkage of informal loans?<br /><br />Please <a href="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html" title="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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                            <div align="justify">-Livemint.com<br /><br /><em>Nearly 40% of loans taken by agricultural households come from informal sources, shows data<br /><br />New Delhi: </em>Demonetisation of high value currency has impacted the rural and agriculture sectors in several ways. In the days following Prime Minister Narendra Modi announcing withdrawal of Rs500 and Rs1,000 notes, trade in wholesale markets took a hit due to the acute cash crunch and farmers resorted to distress sales of perishables like fruits and vegetables. There were concerns that the cash crunch will impact planting of winter crops but that is settled now since farmers have managed to sow their fields.<br /><br />The fact that agriculture markets did not collapse entirely and supply chains are functional is likely because transactions are taking place on the basis of credit, barter and trust. Most of these shocks are short-term in nature and are likely to normalise once the supply of paper currency is restored.<br /><br />However, in the long run, it remains unclear how demonetisation will change the informal credit market in rural India. The numbers are staggering here. Nearly 40% of loans taken by agricultural households come from informal sources with moneylenders advancing 26% of the credit, shows the situation assessment survey of farm households released by the National Sample Survey Organisation (NSSO) in December 2014. For marginal land-holding households, the numbers are more skewed with just 15% of the credit coming from formal sources like banks and cooperatives.<br /><br />So will the shortage of paper currency lead to shrinkage of informal loans?<br /><br />Please <a href="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html" title="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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    <h1 class="cat-box-title">Will note ban dry up informal loans in rural India? -Sayantan Bera</h1>
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                            <div align="justify">-Livemint.com<br /><br /><em>Nearly 40% of loans taken by agricultural households come from informal sources, shows data<br /><br />New Delhi: </em>Demonetisation of high value currency has impacted the rural and agriculture sectors in several ways. In the days following Prime Minister Narendra Modi announcing withdrawal of Rs500 and Rs1,000 notes, trade in wholesale markets took a hit due to the acute cash crunch and farmers resorted to distress sales of perishables like fruits and vegetables. There were concerns that the cash crunch will impact planting of winter crops but that is settled now since farmers have managed to sow their fields.<br /><br />The fact that agriculture markets did not collapse entirely and supply chains are functional is likely because transactions are taking place on the basis of credit, barter and trust. Most of these shocks are short-term in nature and are likely to normalise once the supply of paper currency is restored.<br /><br />However, in the long run, it remains unclear how demonetisation will change the informal credit market in rural India. The numbers are staggering here. Nearly 40% of loans taken by agricultural households come from informal sources with moneylenders advancing 26% of the credit, shows the situation assessment survey of farm households released by the National Sample Survey Organisation (NSSO) in December 2014. For marginal land-holding households, the numbers are more skewed with just 15% of the credit coming from formal sources like banks and cooperatives.<br /><br />So will the shortage of paper currency lead to shrinkage of informal loans?<br /><br />Please <a href="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html" title="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html">click here</a> to read more. </div><div align="justify">&nbsp;</div>                                                           
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    <br><a href="http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html" class="re" target="_blank">Livemint.com, 8 December, 2016, http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html</a><div class="clear"></div>
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Home हिन्दी

Will note ban dry up informal loans in rural India? -Sayantan Bera

Published on Dec 9, 2016   Modified on Dec 9, 2016

-Livemint.com Nearly 40% of loans taken by agricultural households come from informal sources, shows data New Delhi: Demonetisation of high value currency has impacted the rural and agriculture sectors in several ways. In the days following Prime Minister Narendra Modi announcing withdrawal of Rs500 and Rs1,000 notes, trade in wholesale markets took a hit due to the acute cash crunch and farmers resorted to distress sales of perishables like fruits and vegetables. There were concerns that the cash crunch will impact planting of winter crops but that is settled now since farmers have managed to sow their fields. The fact that agriculture markets did not collapse entirely and supply chains are functional is likely because transactions are taking place on the basis of credit, barter and trust. Most of these shocks are short-term in nature and are likely to normalise once the supply of paper currency is restored. However, in the long run, it remains unclear how demonetisation will change the informal credit market in rural India. The numbers are staggering here. Nearly 40% of loans taken by agricultural households come from informal sources with moneylenders advancing 26% of the credit, shows the situation assessment survey of farm households released by the National Sample Survey Organisation (NSSO) in December 2014. For marginal land-holding households, the numbers are more skewed with just 15% of the credit coming from formal sources like banks and cooperatives. So will the shortage of paper currency lead to shrinkage of informal loans? Please click here to read more.

Livemint.com, 8 December, 2016, http://www.livemint.com/Industry/6iy7hY9lTLUJW9dIBsb4lK/Will-note-ban-dry-up-informal-loans-in-rural-India.html

Tagged with: Currency demonetisation Demonetisation Livelihood Security Informal Credit informal economy informal employment Informal Work Informal Workers

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