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<p style="text-align:justify"><em>As the problem of non-performing assets persists in a sector stressed by the pandemic, the RBI Governor has agreed to look at a proposal for creating a bad bank. What are the arguments for and against the concept?</em></p>
<p style="text-align:justify">Mumbai, New Delhi: The idea of setting up a bad bank to resolve the growing problem of non-performing assets (NPAs), or loans on which borrowers have defaulted, is back on the table. With commercial banks set to witness a spike in NPAs, or bad loans, in the wake of the contraction in the economy as a result of the Covid-19 pandemic, Reserve Bank of India (RBI) Governor Shaktikanta Das recently agreed to look at the proposal for the creation of a bad bank.</p>
<p style="text-align:justify"><em>* What’s a bad bank and how does it work?</em></p>
<p style="text-align:justify">A bad bank conveys the impression that it will function as a bank but has bad assets to start with. Technically, a bad bank is an asset reconstruction company (ARC) or an asset management company that takes over the bad loans of commercial banks, manages them and finally recovers the money over a period of time. The bad bank is not involved in lending and taking deposits, but helps commercial banks clean up their balance sheets and resolve bad loans. The takeover of bad loans is normally below the book value of the loan and the bad bank tries to recover as much as possible subsequently.</p>
<p style="text-align:justify">Please <a href="https://indianexpress.com/article/explained/npa-bad-bank-balance-sheet-loan-rbi-shaktikanta-das-7151841/">click here</a> to read more.</p>
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LATEST NEWS UPDATES | Explained: Balance sheet of a bad bank -Sunny Verma and George Mathew </title>
<meta name="description" content="-The Indian Express
As the problem of non-performing assets persists in a sector stressed by the pandemic, the RBI Governor has agreed to look at a proposal for creating a bad bank. What are the arguments for and against the concept?
Mumbai,..."/>
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<meta property="og:description" content="-The Indian Express
As the problem of non-performing assets persists in a sector stressed by the pandemic, the RBI Governor has agreed to look at a proposal for creating a bad bank. What are the arguments for and against the concept?
Mumbai,..." />
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<br><small>January 19, 2021</small>
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Physicians are confronted with a complex problem that involves multiple organ systems
Medical students are taught to classify diseases as either congenital or acquired. Acquired diseases are infectious or inflammatory, nutritional or metabolic, vascular or neoplastic (tumours, benign or malignant). COVID-19 is acquired, infectious/inflammatory. The...</p>
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<p style="padding-top: 6px;">-The Hindu
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Several people have questioned the emergency approval given to the indigenously developed COVID-19 vaccine. They have demanded efficacy data and cast aspersions on the regulatory machinery. Such views will only increase vaccine hesitancy.
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<br><small>January 19, 2021</small>
<p style="padding-top: 6px;">-The Hindu
Treating mineral sale proceeds as revenue or income hides the real transaction — the sale of inherited wealth
The principle that the economy must be “sustainable” — we cannot compromise the ability of future generations to meet their needs — is beyond question. Climate change...</p>
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LATEST NEWS UPDATES | Explained: Balance sheet of a bad bank -Sunny Verma and George Mathew </title>
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<br><small>January 19, 2021</small>
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Physicians are confronted with a complex problem that involves multiple organ systems
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Several people have questioned the emergency approval given to the indigenously developed COVID-19 vaccine. They have demanded efficacy data and cast aspersions on the regulatory machinery. Such views will only increase vaccine hesitancy.
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<br><small>January 19, 2021</small>
<p style="padding-top: 6px;">-The Hindu
Treating mineral sale proceeds as revenue or income hides the real transaction — the sale of inherited wealth
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LATEST NEWS UPDATES | Explained: Balance sheet of a bad bank -Sunny Verma and George Mathew </title>
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Physicians are confronted with a complex problem that involves multiple organ systems
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<br><small>January 19, 2021</small>
<p style="padding-top: 6px;">-The Hindu
Treating mineral sale proceeds as revenue or income hides the real transaction — the sale of inherited wealth
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LATEST NEWS UPDATES | Explained: Balance sheet of a bad bank -Sunny Verma and George Mathew
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