-The Business Standard The Jan Dhan Yojana has a lot of gaps to fill The NDAs financial inclusion programme, Pradhan Mantri Jan Dhan Yojana, targets poor households unlike similar schemes of the UPA, which focussed on villages. The scheme targets rural and urban unbanked households. That said, the scheme too has its own share of flaws. Misplaced enthusiasm A chat with poor casual workers after the launch of the Yojana gave the impression that...
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Gujarat excels in agricultural growth – role model for India -Mrityunjay Kumar
-Niti Central India's western State Gujarat does not have a fertile land and most of its landscape is arid, even then the State has taken a big leap in agriculture sector by maintaining nearly 9 per cent of agricultural growth rate for nearly last one decade. Gujarat has written a success story despite being faced with challenges like depletion of water table, deterioration of soil and water conditions due to salinity...
More »A big bang reform that may be spot on -TT Ram Mohan
-The Hindu The reassuring message in the Pradhan Mantri Jan Dhan Yojana is that in pursuing its economic objectives, the government wants to accord an important role to the public sector even while relying on market mechanisms The goal is hard to achieve. It is costly and unviable. It will create huge stresses in the banking system. The Narendra Modi government's Pradhan Mantri Jan Dhan Yojana (JDY), an ambitious scheme for financial...
More »Narendra Modi's Jan Dhan - what's new? -Debashis Basu
-The Business Standard Like Indira Gandhi, even Narendra Modi seems to be relying on directing public-sector banks through ministry of finance supported by party cadres. How new is that? Narendra Modi's biggest project so far is Pradhan Mantri Jan Dhan Yojana (PMJDY), an aggressively promoted idea to open bank accounts. The English media ran full-page ads and TV commercials to announce the scheme that is supposed to reach largely rural households. It...
More »National Health Assurance Mission likely to favour insurance model of healthcare -Jyotsna Singh
-Down to Earth Experience shows free medicines help more, say some experts Union Health Minister Harsh Vardhan announced on Wednesday that his government will launch the National Health Assurance Mission in the current fiscal year. The idea, the minister said, is to "assure" every Indian citizen with appropriate health care. Speaking at the 8th Health insurance Summit, organised by the Confederation of Indian Industry (CII), he said everyone should have access to...
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