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Grave violations of child rights continue, reveals social audit by Aarti Dhar

Despite 60 years of Constitutional guarantees and two decades after the signing of the United Nations Convention on the Rights of the Child, India's children still continue to face grave violation of their basic rights, an independent social audit has revealed. “We do not have a National Policy for Children defining the ‘child'. In fact, the Convention on the Rights of the Child (CRC) has time and again recommended that a...

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Food security channels by Indira Rajaraman

Poverty lines have been in the news again. This round started when a Planning Commission affidavit to the Supreme Court placing the poverty line at Rs 26 per capita per day (rural), Rs 32 (urban), raised a furore over the use of these to set a cap on the percentage of the population covered by the food security Bill. Since then, the pendulum has swung to the other extreme. The latest...

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For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal

The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.   The housing and urban poverty alleviation (HUPA) ministry has proposed to stand in as guarantor for home loans up to Rs 5 lakh. Under the scheme, banks would be reimbursed up to 90 per cent in case the poor default on these loans. The scheme, targeting those earning less than...

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Keeping track of wage payments for rural jobs scheme by Viswanath Pilla

The Smart Card Project is helping nearly 12.7 million poor people in Andhra Pradesh to get timely payment of wages It was conceived as a vehicle to promote financial inclusion by taking banking services to the unbanked poor, harnessing information and communications technology to ensure the benefits of public welfare programmes reach those they are intended for by plugging leakages. The Andhra Pradesh Smart Card Project, launched in 2007, is...

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Out of the bank, into the money-lender's trap by Yogesh Pawar

"Will you come in now?" screams 50-year-old Tanhibai Kale of Ganeshpur village in Jhari Jhamni tehsil of Yavatmal, the heart of Vidarbha's suicide country. Lightening streaks across the darkened skies, followed by loud thunder. Her drenched nine-year-old grandson Nandu comes in from the downpour and tries to slink in but not before getting two slaps. "Next, you'll fall ill and we'll have to go looking for money to treat you,"...

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