-The Hindu The reassuring message in the Pradhan Mantri Jan Dhan Yojana is that in pursuing its economic objectives, the government wants to accord an important role to the public sector even while relying on market mechanisms The goal is hard to achieve. It is costly and unviable. It will create huge stresses in the banking system. The Narendra Modi government's Pradhan Mantri Jan Dhan Yojana (JDY), an ambitious scheme for financial...
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Jan Dhan Yojana: Many questions remain -Ishan Bakshi, Nitin Sethi & Surabhi Agarwal
-The Business Standard Against NDA's 75 million target, UPA added 61 million in 2013-14 The government's financial inclusion scheme, Pradhan Mantri Jan Dhan Yojana, is an empty shell at the moment. The government heralded its achievement of clocking 15 million new bank accounts under the scheme by Thursday and looked ahead to the target of achieving 75 million accounts by January 2015. In fact, given that the UPA government added an additional 60.9...
More »Left behind at 135 -Amarjeet Sinha
-The Indian Express India needs a national effort to speed up human development. That India was ranked 135 out of 187 countries on UNDP's human development index is perhaps the greatest concern for a nation with global ambition. In order to sustain our growth momentum and translate the gains of growth into wellbeing at a faster pace, India needs to rejig its strategy for accelerated human development. The performance in education and health...
More »Rising burden of out-of-pocket health expenditure
A recent study published in the prestigious science journal 'PLOS One' (August 2014) shows that Central programmes like National Rural Health Mission (NRHM) and Rashtriya Swasthya Bima Yojana (RSBY), and state-level initiatives like Yeshasvini health insurance scheme (Karnataka), Vajpayee Aarogyasri health insurance scheme (Karnataka), Rajiv Aarogyasri scheme (Andhra Pradesh), Chief Minister's Insurance Scheme for Life Saving Treatment (Tamil Nadu) etc. did little to reduce the financial burden arising out of...
More »Decline in Homeless Population: Census Data
As the country celebrates 68th anniversary of her independence this year, recent data from the Census 2011 reveals that the population of homeless declined by 8.8% between 2001 and 2011 to reach 17.7 lakhs. This means that 4.5 lakh households (of average household size 3.9) still do not have any shelter to sleep safely. Although the percentage share of homeless in total population is miniscule (i.e. 0.15%), in absolute numbers...
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