`Financial Inclusion' as defined by the committee of financial inclusion is the process of ensuring access to financial services and timely and adequate credit, where needed by vulnerable groups, such as weaker sections and lower income groups at an affordable cost. Reserve Bank of India (RBI) has selected Baikunthpur village in Narayanpur block of Mirzapur district to provide banking services to the villagers under its financial inclusion programme. The programme...

All eight of the U.N.'s Millennium Development Goals (MDGs) are critical to development, but numbers four and five on child and maternal health are the real priority areas for this year. That was the main takeaway from a series of briefings with U.N., NGO and country officials in which IPS participated this week. When the MDGs were agreed in September 2000, they laid out a clear pathway to the often vague...

Claims that Indian paramilitary forces pursuing Maoist rebels in the central state of Chhattisgarh tortured villagers are under investigation. Troops from the Border Security Force (BSF) allegedly beat and gave electric shocks to tribal people, including women, during interrogation. BSF director general Raman Srivastava said an internal inquiry was underway. A large number of Indian police and paramilitary are based in Chhattisgarh, a stronghold of Maoist insurgents. The rebels, who say they are fighting...

Our policymakers would rather let food grains rot than feed the poor. What explains the near-comatose lack of response to a long-brewing crisis of increasing hunger? The most valuable resource that a country has is its people. The poor are not a liability, but an asset; they are the producers of essential goods and services we use, they hold up the sky for us for a pittance of a reward. The...

“This Employment Guarantee Act is the most significant legislation of our times in many ways. For the first time, rural communities have been given not just a development programme but a regime of rights…The NREGA gives employment, gives income, gives a livelihood, and it gives a chance to live a life of self-respect and dignity.” — Prime Minister Manmohan Singh at the launch of NREGS The National Rural Employment Guarantee Scheme...