-The Hindu Banks continue denying loans to low-income groups, insisting on sticking to a standard EMI route even though they are dealing with a complex social issue. In July 2012, Pradeep Kumar, a 36-year-old resident of Ladpur, a shanty town that sits on the north-western periphery of Delhi, applied for an employment loan at the magistrate’s office in Kanjawala district. Under the Pradhan Mantri Rozgar Yojana or PMRY — a funding policy...

-The Indian Express Reducing preventable disease should be a developmental priority. Government needs to invest in a healthier future. Indians are famous for our savings mentality. The 2014 Towers Watson Global Benefits Attitude Survey found that Indians had the second-highest savings rate, after the Chinese. We save for a variety of reasons, to create a safety net and to yield returns in future. While there is a time to save, there...

-Economic and Political Weekly There has been a major change in the composition and mix of the cattle population in India. The proportion of male cattle has declined sharply as farmers do not fi nd it worthwhile to maintain bullocks to plough holdings that are becoming smaller and smaller. The composition of the milch cattle population too is changing. The proportion of the indigenous breed is falling and that of the...

-The Indian Express SECC opens the door to step away from the poverty line as a criterion for government benefits. The Government of India has just released data from the Socio-Economic and Caste Census (SECC) 2011. It is perhaps the most ambitious exercise of this kind ever conducted in human history. The SECC 2011 has three parts: census of rural India, conducted by the Union ministry of rural development (MoRD), census...

There is some positive news about national progress in sanitation and drinking water. A newly released report from UNICEF and WHO informs us that the country has witnessed 31 percent reduction in open defecation since 1990. This means 394 million Indians no more defecate in the open. The bad news, however, is that the progress in ‘population not practising open defecation’ among the poorest has been slower during the last 20...